1358 Trading Post Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 1358 Trading Post Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,919 sqft · built 1985
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Apr 2021 Transfer Oct 2020 Sale & Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`A850004169`

Property Details

APN / Parcel Number

Primary APN	`A850004169`
Alternative APN	`4-0022-5821-00-0098.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,919 sqft Living Area
Gross Area	2,534 sqft
1st Floor Area	1,129 sqft
Basement Area	1,105 sqft
Finished Basement	790 sqft
Unfinished Basement	315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850004169
Street Address	1358 TRADING POST LN
City	O FALLON
State	MO
Zip	63366-3714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE MEADOWS #2B LOT 98
Legal Subdivision	OSAGE MEADOWS #2B
Legal Lot Number	98
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	4
Census Block	4013
Census Tract	311907

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1358 TRADING POST LN, O FALLON, MO 63366-3714
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Intrafamily Transfer, Transfer
Oct 20, 2020	Warranty Deed, Transfer · Line of Credit FCB BANKS
Jan 22, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 7, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
Nov 27, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Sep 27, 2017	Quit Claim Deed, Transfer · FHA Mortgage FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2021
Deed Sale	Apr 19, 2021
Prior Sale	Oct 20, 2020 · Amount on Record
Deed Document Number	202134093
Prior Transfer Date	Apr 16, 2021
Prior Transfer Doc	2021R034093
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 19, 2021
Property Address	1358 TRADING POST LN, O FALLON, MO 63366-3714
Document Number	2021R034093
Map Reference	MB 24 PG 34
Instrument Date	Apr 16, 2021
Instrument	2021R-034093
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1358 TRADING POST LN, O FALLON, MO 63366-3714

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 20, 2020
Property Address	1358 TRADING POST LN, O FALLON, MO 63366-3714
Document Number	0000079612
Instrument Date	Oct 14, 2020
Instrument	79612
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23 OAK LEAF BRANCH CT ST CHARLES MO 633045028, ST CHARLES, MO 63304-5028

Mortgage

Document Number	79613
Date	Oct 20, 2020
Instrument	79613

Lender

Name	FCB BANKS
Address	SAINT LOUIS, MO 63128

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 22, 2019
Property Address	1358 TRADING POST LN, O FALLON, MO 63366-3714
Document Number	0070280576
Book / Page	7028 / 0576
Map Reference	MB 24 PG 34
Instrument Date	Jan 18, 2019
Instrument	20190122000034110
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE CORPORATION AND AGE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 KEMPER FARM LN, 20, TROY, MO 63379-3849

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1358 TRADING POST LN, O FALLON, MO 63366-3714

Mortgage

Document Number	20190122000034120
Date	Jan 22, 2019
Instrument	20190122000034120

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1358 TRADING POST LN, O FALLON, MO 63366-3714
Document Number	0070201829
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2019
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20 KEMPER FARM LN TROY MO 633793849, TROY, MO 63379-3849
Investor	Possibly a Property Investor

Mortgage

Document Number	0070201829
Date	Dec 31, 2018
Book Page	007020/001829
Instrument	724940

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 27, 2018
Property Address	1358 TRADING POST LN, O FALLON, MO 63366-3714
Document Number	0070070272
Book / Page	007007 / 000272
Instrument Date	Nov 15, 2018
Instrument	663460
Transaction Type	Foreclosure
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20 KEMPER FARM LN TROY MO 633793849, TROY, MO 63379-3849
Investor	Possibly a Property Investor

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 27, 2017
Property Address	1358 TRADING POST LN, O FALLON, MO 63366-3714
Document Number	0068141029
Book / Page	006814 / 001029
Instrument Date	Sep 20, 2017
Instrument	608170
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1358 TRADING POST LN O FALLON MO 633663714, O FALLON, MO 63366-3714

Mortgage

Document Number	68141032
Date	Sep 27, 2017
Book Page	006814/001032
Instrument	608180

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,146 (-)	$253,402 (-) Land $45,000 Building $208,402
2025	$3,299.00 (+5.3%)	$48,146 (+8.46%)	$253,402 (+8.46%) Land $45,000 Building $208,402
2024	$3,133.00
2023		$44,390
2022			$233,633 Land $45,000 Building $188,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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