13688 198th Ave SE, Monroe, WA 98272 Property Records

Snohomish County property record for 13688 198th Ave SE, Monroe, WA 98272

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,101 sqft · built 2016
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (May 2021)
Tax Bill	$7,779 (2026)
Deeds & Mortgages	Feb 2021 Mortgage May 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1419-000-015-00`

Property Details

APN / Parcel Number

Primary APN	`1419-000-015-00`
Alternative APNs	`011419-000-015-00` `4409873`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,101 sqft Living Area
Gross Area	3,545 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	4409873
Street Address	13688 198TH AVE SE
City	MONROE
State	WA
Zip	98272-8415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SECTION 31 TOWNSHIP 28 RANGE 07 QUARTER NW EAGLEMONT DIVISION NO 1 BLK-000 D-00 LOT 15
Legal Range	07
Legal Township	28
Legal Section	31
Legal Subdivision	EAGLEMONT DIVISION NO 1
Legal Lot Number	15
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4009
Census Tract	52203

Owner

13688 198th Ave SE is owned and occupied by two individuals who bought it in May 2021.

Source: Snohomish County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13688 198TH AVE SE, MONROE, WA 98272-8415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 19, 2021	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Dec 7, 2020	Deed of Trust, Mortgage · Line of Credit STATE BANK OF CEYLON
Nov 6, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on File
Deed Sale	May 19, 2021 · Amount on File
Prior Sale	Nov 6, 2017 · Amount on File
Deed Document Number	2021892
Prior Transfer Date	Sep 25, 2015
Prior Transfer Doc	0000000215
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	13688 198TH AVE SE, MONROE, WA 98272-8415
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000799
Date	Feb 4, 2021
Instrument	202102040799

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	13688 198TH AVE SE, MONROE, WA 98272-8415
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000894
Date	May 19, 2021
Instrument	202105190894

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	May 19, 2021
Property Address	13688 198TH AVE SE, MONROE, WA 98272-8415
Document Number	0000000892
Map Reference	AF 201409165002
Instrument Date	May 13, 2021
Instrument	202105190892
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13688 198TH AVE SE, MONROE, WA 98272-8415

Mortgage

Document Number	0000000893
Date	May 19, 2021
Instrument	202105190893

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	13688 198TH AVE SE, MONROE, WA 98272-8415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000609
Date	Dec 7, 2020
Instrument	202012070609

Lender

Name	STATE BANK OF CEYLON
Type	Bank
Address	CEYLON, MN 56121

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Nov 6, 2017
Property Address	13688 198TH AVE SE, MONROE, WA 98272-8415
Document Number	0000000483
Instrument Date	Nov 1, 2017
Instrument	201711060483
Transaction Type	Transfer
Record Updated	Nov 13, 2017
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,612.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13688 198TH AVE SE MONROE WA 982728415, MONROE, WA 98272-8415

Mortgage

Document Number	484
Date	Nov 6, 2017
Instrument	201711060484

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 13688 198th Ave SE was $7,779.

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Monroe City
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,779.00	$993,000 Land $340,000 Building $653,000	$993,000 Land $340,000 Building $653,000
2023	$6,964.00 (+6.58%)	$933,900 (+33.59%) Land $319,000 Building $614,900	$933,900 (+33.59%) Land $319,000 Building $614,900
2022	$6,534.00	$699,100 Land $213,000 Building $486,100	$699,100 Land $213,000 Building $486,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13688 198th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13688 198th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE WATER SYSTEM serves 23,467 people · EPA ID WA5355820
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Ziply Fiber.

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