13668 198th Ave SE, Monroe, WA 98272 Property Records

Snohomish County property record for 13668 198th Ave SE, Monroe, WA 98272

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,238 sqft · built 2016
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$879,410 (Aug 2026)
Tax Bill	$7,815 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1419-000-017-00`

Property Details

APN / Parcel Number

Primary APN	`1419-000-017-00`
Alternative APNs	`011419-000-017-00` `4409875`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,238 sqft Living Area
Gross Area	3,638 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	354 sqft
Patio Area	354 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4409875
Street Address	13668 198TH AVE SE
City	MONROE
State	WA
Zip	98272-8415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SECTION 31 TOWNSHIP 28 RANGE 07 QUARTER NW EAGLEMONT DIVISION NO 1 BLK-000 D-00 LOT 17
Legal Range	07
Legal Township	28
Legal Section	31
Legal Subdivision	EAGLEMONT DIVISION NO 1
Legal Lot Number	17
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4009
Census Tract	52203

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13668 198TH AVE SE, MONROE, WA 98272-8415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · Conventional Mortgage EQUITY SMART HOME LOANS INC
Nov 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 20, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jul 26, 2018	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	2026268
Prior Transfer Date	Sep 25, 2015
Prior Transfer Doc	0000000215
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Aug 17, 2026
Property Address	13668 198TH AVE SE, MONROE, WA 98272-8415
Document Number	0000000268
Instrument Date	Aug 10, 2026
Instrument	2026268
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE COMPANY OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,581,508.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13668 198TH AVE SE, MONROE, WA 98272-8415

Mortgage

Document Number	0000000269,
Date	Aug 17, 2026
Instrument	20260817269

Lender

Name	EQUITY SMART HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	13668 198TH AVE SE, MONROE, WA 98272-8415
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000019
Date	Nov 29, 2022
Instrument	202211290019

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	13668 198TH AVE SE, MONROE, WA 98272-8415
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	WFG NATL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202010150963
Date	Oct 15, 2020
Instrument	202010150963

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	13668 198TH AVE SE, MONROE, WA 98272-8415
Document Number	0000000263
Instrument Date	Jul 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13668 198TH AVE SE MONROE WA 982728415, MONROE, WA 98272-8415

Mortgage

Document Number	0000000263
Date	Jul 29, 2019
Instrument	201907290263

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jul 26, 2018
Property Address	13668 198TH AVE SE, MONROE, WA 98272-8415
Document Number	0000000157
Instrument Date	Jul 18, 2018
Instrument	201807260157
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,251.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13668 198TH AVE SE MONROE WA 982728415, MONROE, WA 98272-8415

Mortgage

Document Number	158
Date	Jul 26, 2018
Instrument	201807260158

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Monroe City
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,815.00 (+11.98%)	$997,600 (+6.59%) Land $340,000 Building $657,600	$997,600 (+6.59%) Land $340,000 Building $657,600
2023	$6,979.00	$935,900 Land $319,000 Building $616,900	$935,900 Land $319,000 Building $616,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE WATER SYSTEM serves 23,467 people · EPA ID WA5355820
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Ziply Fiber.

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