Schenectady County and Schenectady City property record for 1368 Union St, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 3.5 ba · 4,061 sqft · built 1925 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,000 (Feb 2019) |
| Tax Bill | $13,739 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.28-1-16 |
| Primary APN | 421500 49.28-1-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,061 sqft Total Area |
| 1st Floor Area | 1,509 sqft |
| 2nd Floor Area | 1,276 sqft |
| Attic | Attic |
| Attic Area | 1,276 sqft |
| Basement Area | 2,164 sqft |
| Unfinished Basement | 2,164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Lot Area | 12,600 sqft (0.289 acres) |
| Lot Dimensions | 180 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 694 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1368 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3017 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GAR |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20600 |
1368 Union St, a duplex, is owned and occupied by an individual who bought it in February 2019.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1368 UNION ST, SCHENECTADY, NY 12308-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX |
| Dec 16, 2025 | Quit Claim Deed, Transfer |
| Feb 26, 2019 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2019 · Amount on File |
| Deed Sale | Feb 26, 2019 · Amount on File |
| Deed Document Number | 20198409 |
| Deed Book / Page | 2006 / 382 |
| Prior Transfer Date | Nov 30, 2016 |
| Prior Transfer Doc | 0000056844 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1368 UNION ST, SCHENECTADY, NY 12308-3017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1368 UNION ST, SCHENECTADY, NY 12308-3017 |
| Document Number | 0000005369 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 5196/732 |
| Instrument | 202205369 |
| Name | CORELOGIC SOLEX |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Mar 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 16, 2025 |
| Property Address | 1368 UNION ST, SCHENECTADY, NY 12308-3017 |
| Document Number | 0000029282 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 202529282 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12604 111TH AVE, JAMAICA, NY 11420-1522 |
| Name | Verified Name |
|---|---|
| Address | 1368 UNION ST, SCHENECTADY, NY 12308-3017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 26, 2019 |
| Property Address | 1368 UNION ST, SCHENECTADY, NY 12308-3017 |
| Document Number | 0000008409 |
| Book / Page | 2006 / 382 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 201908409 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1204 FERNWOOD DR, 1204, SCHENECTADY, NY 12309-2618 |
| Name | Verified Name |
|---|---|
| Address | 939 EMMETT ST, SCHENECTADY, NY 12307-1603 |
| Document Number | 0000008411 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 201908411 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2026 property tax bill for 1368 Union St was $13,739, up 1.8% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,739.00 (+1.77%) | ||
| 2025 | $13,500.00 | $238,400 (-) Land $28,400 Building $210,000 | $394,767 (+13.35%) Land $47,028 Building $347,739 |
| 2024 | $238,400 (-) Land $28,400 Building $210,000 | $348,283 (+15.41%) Land $41,490 Building $306,793 | |
| 2023 | $238,400 (+43.61%) Land $28,400 Building $210,000 | $301,772 (+49.07%) Land $35,949 Building $265,823 | |
| 2022 | $166,000 Land $28,400 Building $137,600 | $202,439 Land $34,634 Building $167,805 | |
| 2021 | $9,284.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1368 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1368 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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