Schenectady County and Schenectady City property record for 1364 Union St, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 3,787 sqft · built 1920 |
| Lot Size | 0.297 acres (12,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Aug 2017) |
| Tax Bill | $10,506 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.28-1-15 |
| Primary APN | 421500 49.28-1-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,787 sqft Living Area |
| 1st Floor Area | 2,121 sqft |
| 2nd Floor Area | 1,190 sqft |
| Upper Floors Area | 476 sqft |
| Attic | Attic |
| Attic Area | 476 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 12,960 sqft (0.297 acres) |
| Lot Dimensions | 180 ft deep x 72 ft wide |
| Porch | Slab |
| Porch Area | 870 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1364 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1364 Union St is owned by an individual who bought it in August 2017.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 455 THIRD ST, SCHENECTADY, NY 12306-5023 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Aug 14, 2017 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2017 · Amount on File |
| Deed Sale | Aug 14, 2017 · Amount on File |
| Prior Sale | May 27, 2009 · Amount on File |
| Deed Document Number | 201736621 |
| Deed Book / Page | 1969 / 140 |
| Prior Transfer Date | Jan 11, 2002 |
| Prior Transfer Doc | 1616000400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1364 UNION ST, SCHENECTADY, NY 12308-3017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017654 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 4997/564 |
| Instrument | 202017654 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 14, 2017 |
| Property Address | 1364 UNION ST, SCHENECTADY, NY 12308-3017 |
| Document Number | 0000036621 |
| Book / Page | 001969 / 000140 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 36621 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 455 THIRD ST SCHENECTADY NY 123065023, SCHENECTADY, NY 12306-5023 |
| Document Number | 36622 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 004780/000863 |
| Instrument | 36622 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2047 |
The 2026 property tax bill for 1364 Union St was $10,506, up 1.4% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,506.00 (+1.4%) | ||
| 2025 | $10,361.00 | $199,900 Land $30,000 Building $169,900 | $331,015 Land $49,677 Building $281,338 |
| 2023 | $199,900 (-) Land $30,000 Building $169,900 | $253,038 (+3.8%) Land $37,975 Building $215,063 | |
| 2022 | $199,900 Land $30,000 Building $169,900 | $243,780 Land $36,585 Building $207,195 | |
| 2021 | $9,887.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1364 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1364 Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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