1368 Hwy 544, Ruston, LA 71270 Property Records

Lincoln Parish property record for 1368 Hwy 544, Ruston, LA 71270

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,016 sqft · built 1991
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Jan 2005)
Tax Bill	$2,033 (2025)
Deeds & Mortgages	Jan 2005 Second Mortgage Jan 2005 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09183544005`

Property Details

APN / Parcel Number

Primary APN	`09183544005`
Alternative APN	`9388`

Interior

Full Baths	2 Baths
Building Area	2,016 sqft Living Area
Gross Area	2,484 sqft

Exterior

Year Built	Built 1991
Lot Area	62,726 sqft (1.44 acres)
Porch	Porch
Porch Area	468 sqft

Location & Zoning

Street Address	1368 HIGHWAY 544
City	RUSTON
State	LA
Zip	71270-7041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9-18-3: COMMENCING AT A RAILROAD SPIKE ON THE SOUTH LINE OF SEC 9 WHICH IS 534' SOUTH AND 2 62256' EAST OF THE SWC OF SEC
Legal Subdivision	09-18N-03W RURAL METES & BOUND
Jurisdiction	LINCOLN LA
Township / Civil Division	6
Census Block Group	3
Census Block	3006
Census Tract	960300

Owner

Source: Lincoln Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1368 HIGHWAY 544, RUSTON, LA 71270-7041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WMC MORTGAGE CORP
Jan 21, 2005	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2005 · Amount on Record
Deed Sale	Jan 21, 2005 · Amount on Record
Deed Document Number	0001169342
Deed Book / Page	1169 / 342
Record Updated	Jun 8, 2026

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	1368 HIGHWAY 544, RUSTON, LA 71270-7041
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000869/067
Date	Jan 21, 2005
Book Page	0869/067
Instrument	F61518

Lender

Name	WMC MORTGAGE CORP
Type	Subprime Lender
Address	LOS ANGELES, CA 90054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2020

January 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN LA
Recording Date	Jan 21, 2005
Property Address	1368 HIGHWAY 544, RUSTON, LA 71270-7041
Document Number	001169/342
Book / Page	1169 / 342
Instrument Date	Jan 21, 2005
Instrument	F61516
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1368 HIGHWAY 544, RUSTON, LA 71270-7041

Mortgage

Document Number	0000F61105
Date	Jan 21, 2005
Instrument	F61105

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2035

Mortgage

Document Number	000869/049
Date	Jan 21, 2005
Book Page	0869/049
Instrument	F61517

Lender

Name	WMC MORTGAGE CORP
Type	Subprime Lender
Address	LOS ANGELES, CA 90054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2035

Interest

Rate Type	Fixed Rate
Rate	6.07%
Type Change Date	Feb 1, 2007
Change Frequency	6 Months
Min Rate At Change	6.07%
Max Rate At Change	7.57%
Index	6-Month LIBOR
Max Rate	12.5%

Tax Assessment & Valuation

Source: Lincoln Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Lincoln Parish
Unified School District	Lincoln Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,033.00 (-8.34%) Homeowner's exemption	$24,566 (-5.59%) Land $2,433 Building $22,133	$245,654 (-5.6%) Land $24,328 Building $221,326
2023	$2,218.00 Homeowner's exemption	$26,021 Land $2,662 Building $23,359	$260,214 Land $26,622 Building $233,592

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997)
Most Recent Claim	Jul 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 318 High Speed.

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