1245 Hwy 544, Ruston, LA 71270 Property Records

Lincoln Parish property record for 1245 Hwy 544, Ruston, LA 71270

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,400 sqft · built 2009
Lot Size	22.3 acres (972,259 sqft)
Owner	Individual Name on Record
Tax Bill	$2,185 (2025)
Deeds & Mortgages	Mar 2010 Mortgage Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16183000004`

Property Details

APN / Parcel Number

Primary APN	`16183000004`
Alternative APN	`8103`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,400 sqft Living Area
Gross Area	4,339 sqft

Exterior

Year Built	Built 2009
Lot Area	972,259 sqft (22.3 acres)
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	1,133 sqft

Location & Zoning

Street Address	1245 HIGHWAY 544
City	RUSTON
State	LA
Zip	71270-7044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM AT NW/C OF NW OF NE SEC16-18-3 RUN E ALONG N LINE OF 40 630' TO ST PT; FROM ST PT RUN S 62228' RUN S89 DEG 38' E 85580';
Legal Subdivision	16-18N-03W RURAL METES & BOUND
Jurisdiction	LINCOLN LA
Township / Civil Division	6
Census Block Group	3
Census Block	3023
Census Tract	960300

Owner

Source: Lincoln Parish records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1245 HIGHWAY 544, RUSTON, LA 71270-7044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2010	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CENTURY NEXT BANK
Jun 26, 2009	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 1978
Deed Sale	Jun 15, 1978
Deed Document Number	D13705
Record Updated	Jun 8, 2026

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	1245 HIGHWAY 544, RUSTON, LA 71270-7044
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000999/542
Date	Mar 29, 2010
Book Page	0999/542
Instrument	F110165

Lender

Name	COMMUNITY TRUST BANK
Address	CHOUDRANT, LA 71227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2040

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	1245 HIGHWAY 544, RUSTON, LA 71270-7044
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000195633
Date	Mar 5, 2021
Instrument	195633

Lender

Name	CENTURY NEXT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	1245 HIGHWAY 544, RUSTON, LA 71270-7044
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000985/518
Date	Jun 26, 2009
Book Page	0985/518
Instrument	F105439

Lender

Name	COMMUNITY TRUST BANK
Type	Bank
Address	RUSTON, LA 71270

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Lincoln Parish
Unified School District	Lincoln Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,185.00 (+1.35%) Homeowner's exemption	$26,461 (+4.73%) Land $5,613 Building $20,848	$264,607 (+4.73%) Land $56,130 Building $208,477
2023	$2,156.00 Homeowner's exemption	$25,265 Land $3,260 Building $22,005	$252,648 Land $32,600 Building $220,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997)
Most Recent Claim	Jul 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: AT&T, Verizon.

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