13670 Willow Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 13670 Willow Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,926 sqft · built 1976
Lot Size	3.51 acres (152,896 sqft)
Owner	2 Company Names on File
Last Sale	$505,000 (Sep 2015)
Tax Bill	$7,315 (2025)
Deeds & Mortgages	Aug 2026 Transfer Apr 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`392-060-27-00`

Property Details

APN / Parcel Number

Primary APN	`392-060-27-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,926 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	152,896 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13670 WILLOW RD
City	LAKESIDE
State	CA
Zip	92040-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 3 TR PM02446
Legal Subdivision	EL CAJON VALLEY COS LANDS
Legal Tract	2446
Legal Block	1
Legal Lot Number	97
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1023
Census Tract	16902

Owner

Source: San Diego County records · APN 392-060-27-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	13670 WILLOW RD, LAKESIDE, CA 92040-1912
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Dec 02, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 13, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Nov 13, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Mar 08, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2015 · Amount on Record
Deed Sale	Sep 30, 2015 · Amount on Record
Prior Sale	Apr 07, 2015 · Amount on Record
Deed Document Number	2015512930
Last Transfer Date	Jul 17, 2026
Transfer Doc	0000236258
Record Updated	Sep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2026
Property Address	13670 WILLOW RD, LAKESIDE, CA 92040-1912
Document Number	0000236258
Instrument Date	Jul 17, 2026
Instrument	2026236258
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13670 WILLOW RD, LAKESIDE, CA 92040-1912

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2026
Property Address	13670 WILLOW RD, LAKESIDE, CA 92040-1912
Document Number	0000106427
Instrument Date	Apr 09, 2026
Instrument	2026106427
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	POST SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	13670 WILLOW RD, LAKESIDE, CA 92040-1912

Mortgage

Document Number	0000106427,
Date	Apr 16, 2026
Instrument	2026106427

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	May 01, 2066

Interest

Rate	6.11%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13670 WILLOW RD, LAKESIDE, CA 92040-1912
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13670 WILLOW RD, LAKESIDE, CA 92040-1912

Mortgage

Document Number	0000456916
Date	Dec 02, 2022
Instrument	2022-0456916

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Oct 01, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13670 WILLOW RD, LAKESIDE, CA 92040-1912
Document Number	0000031816
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 05, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13670 WILLOW RD LAKESIDE CA 920401912, LAKESIDE, CA 92040-1912

Mortgage

Document Number	0000031816
Date	Jan 21, 2020
Instrument	31816

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13670 WILLOW RD, LAKESIDE, CA 92040-1912
Document Number	0000480232
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13670 WILLOW RD LAKESIDE CA 920401912, LAKESIDE, CA 92040-1912

Mortgage

Document Number	0000480232
Date	Nov 19, 2018
Instrument	480232

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13670 WILLOW RD, LAKESIDE, CA 92040-1912
Document Number	0000098850
Instrument Date	Mar 08, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13670 WILLOW RD LAKESIDE CA 920401912, LAKESIDE, CA 92040-1912

Mortgage

Document Number	0000098850
Date	Mar 13, 2018
Instrument	98850

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$609,495 (+2%) Land $275,525 Building $333,970
2025	$7,315.00 (+1.57%)	$597,545 (+4.04%) Land $270,123 Building $327,422
2024	$7,202.00 (+3.63%)
2023	$6,950.00 (+1.53%)	$574,343 Land $259,635 Building $314,708
2022	$6,845.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1978–2016)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Mar 2016 · other causes
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Based on FCC filings for 24 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willow Rd

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