13655 Troia Dr, Estero, FL 33928 Property Records

Lee County property record for 13655 Troia Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,296 sqft · built 2007
Lot Size	0.187 acres (8,146 sqft)
Owner	2 Individual Names on File
Last Sale	$412,000 (Mar 2021)
Tax Bill	$6,446 (2025)
Deeds & Mortgages	Nov 2025 Transfer Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E3-0700B.0080`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E3-0700B.0080`
Alternative APNs	`262946E30700B0080` `294626070000B0080` `10513416`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,296 sqft Living Area
Gross Area	4,084 sqft
1st Floor Area	1,777 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	8,146 sqft (0.187 acres)
Garage Type	Attached
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Patio Area	473 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10513416
Street Address	13655 TROIA DR
City	ESTERO
State	FL
Zip	33928-7306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT SIX DESC IN INST#2005-120812 BLK B LOT 8
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	BELLA TERRA
Legal Tract	E3
Legal Block	B
Legal Lot Number	8
Legal Unit	6
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5009
Census Tract	50311

Owner

13655 Troia Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Lee County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13655 TROIA DR, ESTERO, FL 33928-7306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage FRONTIER FINANCIAL INC
Aug 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on File
Deed Sale	Mar 23, 2021 · Amount on File
Prior Sale	Nov 27, 2013 · Amount on File
Deed Document Number	202189987
Prior Transfer Date	Aug 11, 2020
Prior Transfer Doc	0000188273
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Nov 10, 2025
Property Address	13655 TROIA DR, ESTERO, FL 33928-7306
Document Number	0000299579
Map Reference	DOC 2005000120812
Instrument Date	Oct 29, 2025
Instrument	2025000299579
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13655 TROIA DR, ESTERO, FL 33928-7306

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	126 TROTA DR, ESTERO, FL 33928

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 23, 2021
Property Address	13655 TROIA DR, ESTERO, FL 33928-7306
Document Number	0000089987
Map Reference	DOC 2005000120812
Instrument Date	Feb 26, 2021
Instrument	2021000089987
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	MARKETPLACE TITLE LLC, MARKETPLACE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,884.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2950 CINNAMON BAY CIR, 2950, NAPLES, FL 34119-8688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11818 DUNHAM RD, NORTHFIELD, OH 44067-1066

Mortgage

Document Number	0000089988
Date	Mar 23, 2021
Instrument	2021000089988

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Aug 13, 2020
Property Address	13655 TROIA DR, ESTERO, FL 33928-7306
Document Number	0000188273
Instrument Date	Aug 11, 2020
Instrument	188273
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2950 CINNAMON BAY CIR NAPLES FL 341198688, NAPLES, FL 34119-8688

Tax Assessment & Valuation

The 2025 property tax bill for 13655 Troia Dr was $6,446, up 3.1% from the year before.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,101 (+1.5%) Land $84,788 Building $349,313	$434,101 (-3%) Land $84,788 Building $349,313
2025	$6,446.00 (+3.12%) Homeowner's exemption	$427,687 (+2.9%)	$447,517 (-9.03%) Land $92,863 Building $354,654
2024	$6,251.00 (+2.39%) Homeowner's exemption	$415,634 (+3%)	$491,934 (+0.92%) Land $100,893 Building $391,041
2023	$6,105.00 (+0.02%) Homeowner's exemption	$403,528 (+3%)	$487,435 (+24.42%) Land $96,521 Building $390,914
2022	$6,104.00 Homeowner's exemption	$391,775 Land $83,095 Building $308,680	$391,775 Land $83,095 Building $308,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13655 Troia Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13655 Troia Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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