1365 N ILLINOIS ROUTE 3 WATERLOO IL 62298, WATERLOO, IL 62298
Mortgage
Document Number
0000392165
Date
Sep 28, 2017
Instrument
392165
Lender
Name
FIRST NAT'L BK/WATERLOO
Type
Bank
Address
MILLSTADT, IL 62260
Agreement
Type
Construction Mortgage
Amount
Amount on Record
February 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
MONROE IL
Recording Date
Feb 28, 2017
Property Address
1365 N ILLINOIS ROUTE 3, WATERLOO, IL 62298-3249
Document Number
0000388491
Instrument Date
Feb 15, 2017
Instrument
388491
Transaction Type
Transfer
Record Updated
Mar 27, 2017
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
3102 TROUT CAMP RD WATERLOO IL 622984904, WATERLOO, IL 62298-4904
Mortgage
Document Number
388492
Date
Feb 28, 2017
Instrument
388492
Lender
Name
CARLYLE INV
Type
MERS
Address
HILLSBORO, MO 63050
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 1365 N Illinois Route 3 was $19,736, down 2.4% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
Property Jurisdictions
Type
Name
State
Illinois
County
Monroe County
Municipality
Waterloo City
Unified School District
Waterloo Community Unit School District 5 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$19,736.00 (-2.39%)
$323,450Land $42,600Building $280,850
$970,350Land $127,800Building $842,550
2024
$20,219.00
2022
$454,680Land $42,600Building $412,080
$1,364,040Land $127,800Building $1,236,240
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 1365 N Illinois Route 3 in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
263 (1993–2019)
Most Recent Claim
Jun 2019 · Severe Storms And Flooding
Claims by Event
Severe Storms And Flooding, Jun 2019 · 9 claims
Severe Storms & Flooding, Oct 1993 · 252 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 1365 N Illinois Route 3 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source
Groundwater
Last State Inspection
Dec 2025
Lead
1 ppb (2026–2028) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
30 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025