1353 N Illinois Route 3, Waterloo, IL 62298 Property Records

Monroe County property record for 1353 N Illinois Route 3, Waterloo, IL 62298

Property Summary

Property TypeCommercial
Lot Size2.11 acres (91,912 sqft)
OwnerCompany Name on Record
Tax Bill$22,701 (2025)
Deeds & MortgagesOct 2022 Mortgage
Oct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-13-101-006-000

Property Details

APN / Parcel Number

Primary APN07-13-101-006-000

Exterior

Lot Area91,912 sqft (2.11 acres)
DrivewayAsphalt Driveway
Driveway Area15,834 sqft

Exterior Amenities

PorchSlab
Porch Area1,400 sqft
Shed1 Shed
Shed Area160 sqft

Location & Zoning

Street Address1353 N ILLINOIS ROUTE 3
CityWATERLOO
StateIL
Zip62298-3249
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeWB2
Legal DescriptionLOT 1 QUALITY COLLISION WATERLOO BUSINESS PARK
Legal Range10W
Legal Township02S
Legal Section13
Legal Lot Number1
JurisdictionMONROE IL
Township / Civil Division30
Census Block Group2
Census Block2056
Census Tract600402

Owner

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 887, COLUMBIA, IL 62236-0887
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2022Deed of Trust, Mortgage · Commercial Mortgage
BANK OF BELLEVILLE
Oct 3, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF BELLEVILLE

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address1353 N ILLINOIS ROUTE 3, WATERLOO, IL 62298-3249
Transaction TypeMortgage
Record UpdatedNov 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000426699
DateOct 27, 2022
Instrument426699
Lender
NameBANK OF BELLEVILLE
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address1353 N ILLINOIS ROUTE 3, WATERLOO, IL 62298-3249
Document Number0000403993
Instrument DateOct 3, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address156 SOUTHWOODS CTR COLUMBIA IL 622362458, COLUMBIA, IL 62236-2458

Mortgage

Document Number0000403993
DateOct 3, 2019
Instrument403993
Lender
NameBANK OF BELLEVILLE
TypeBank
AddressBELLEVILLE, IL 62220
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,701.00 (-1.77%)$369,260 (-0.88%) Land $70,770 Building $298,490$1,107,780 (-0.88%) Land $212,310 Building $895,470
2024$23,109.00
2022$372,550 Land $70,770 Building $301,780$1,117,650 Land $212,310 Building $905,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims263 (1993–2019)
Most Recent ClaimJun 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 9 claims
  • Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Harrisonville Telephone Company
Fiber · DSL
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: ClearWave, Wisper ISP.

Nearby Properties on N Illinois Route 3

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