1365 Gold Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 1365 Gold Rd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,746 sqft · built 2002
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jan 2023)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5120-0749-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5120-0749-0060`
Alternative APNs	`00521171` `521171`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,746 sqft Living Area
1st Floor Area	1,746 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	96 sqft
Porch	Open Porch
Porch Area	712 sqft
Patio Area	96 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00521171
Street Address	1365 GOLD RD
City	SPRING HILL
State	FL
Zip	34609-6246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 12 BLK 749 LOT 6
Legal Range	18E
Legal Township	23S
Legal Section	27
Legal Subdivision	SPRING HILL UNIT 12
Legal Block	749
Legal Lot Number	6
Legal Unit	12
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3002
Census Tract	40906

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1365 GOLD RD, SPRING HILL, FL 34609-6246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage LANONA INVS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Prior Sale	Oct 21, 2014 · Amount on Record
Deed Document Number	2023000424
Deed Book / Page	4254 / 1414
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 4, 2023
Property Address	1365 GOLD RD, SPRING HILL, FL 34609-6246
Document Number	0042541414
Book / Page	4254 / 1414
Map Reference	MB 8 PG 74-83
Instrument Date	Dec 29, 2022
Instrument	2023000424
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5323 VALLEY VIEW DR, BROOKSVILLE, FL 34601-7748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 GOLD RD, SPRING HILL, FL 34609-6246

Mortgage

Document Number	0042541416
Date	Jan 4, 2023
Instrument	4254/1416

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1365 GOLD RD, SPRING HILL, FL 34609-6246
Document Number	0035090743
Book / Page	003509 / 000743
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	TALON TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5323 VALLEY VIEW DR BROOKSVILLE FL 346017748, BROOKSVILLE, FL 34601-7748

Mortgage

Document Number	0035090743
Date	Sep 25, 2017
Book Page	003509/000743
Instrument	53957

Lender

Name	LANONA INVS LLC
Address	FORT LAUDERDALE, FL 33304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	12%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,855.00 (-20.61%) Additional exemption filed	$239,462 (+1.11%) Land $40,000 Building $199,462	$239,462 (+1.11%) Land $40,000 Building $199,462
2023		$236,835 (+6.83%) Land $47,610 Building $189,225
2022	$3,596.00	$221,700 Land $29,500 Building $192,200	$236,835 Land $35,500 Building $201,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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