1365 Congo Dr, Poinciana (Kissimmee), FL 34759 Property Records

Polk County property record for 1365 Congo Dr, Poinciana, FL 34759

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,423 sqft · built 2005
Lot Size	0.175 acres (7,614 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Mar 2020)
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-27-33-934460-436170`

Property Details

APN / Parcel Number

Primary APN	`28-27-33-934460-436170`
Alternative APNs	`332728934460436170` `32728000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,423 sqft Living Area
Gross Area	1,906 sqft
1st Floor Area	1,423 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,614 sqft (0.175 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	483 sqft
Porch	Unfinished Open Porch
Porch Area	72 sqft

Location & Zoning

Street Address	1365 CONGO DR
City	KISSIMMEE
State	FL
Zip	34759-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	POINCIANA NEIGHBORHOOD 2 WEST VILLAGE 7 PB 55 PGS 5/18 BLK 436 LOT 17
Legal Range	28E
Legal Township	27S
Legal Section	33
Legal Subdivision	POINCIANA NBRHD 2 WEST VILL 7
Legal Tract	934460
Legal Block	436
Legal Lot Number	17
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	3
Census Block	3052
Census Tract	14127

Owner

1365 Congo Dr is owned by two individuals who bought it in March 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	759 W 800 S, SPRINGVILLE, UT 84663-9432
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2020 · Amount on File
Deed Sale	Mar 4, 2020 · Amount on File
Prior Sale	Nov 4, 2011 · Amount on File
Deed Document Number	202049728
Deed Book / Page	11162 / 1356
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 4, 2020
Property Address	1365 CONGO DR, POINCIANA, FL 34759-4606
Document Number	0111621356
Book / Page	011162 / 001356
Instrument Date	Feb 19, 2020
Instrument	49728
Transaction Type	Transfer
Record Updated	Apr 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	594 W 600 S SPRINGVILLE UT 846633250, SPRINGVILLE, UT 84663-3250

Mortgage

Document Number	111621358
Date	Mar 4, 2020
Book Page	011162/001358
Instrument	49729

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1365 Congo Dr was $2,494.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,495 (+1%)	$222,032 (+15.48%) Land $40,000 Building $182,032
2025	$2,494.00	$192,268 Land $40,000 Building $152,268	$192,268 Land $40,000 Building $152,268
2023	$2,940.00 (+8.09%)	$204,941 (+9.05%) Land $40,000 Building $164,941	$204,941 (+9.05%) Land $40,000 Building $164,941
2022	$2,720.00	$187,940 Land $28,000 Building $159,940	$187,940 Land $28,000 Building $159,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1365 Congo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1365 Congo Dr is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Congo Dr

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