1361 Congo Dr, Poinciana (Kissimmee), FL 34759 Property Records

Polk County property record for 1361 Congo Dr, Poinciana, FL 34759

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 2006
Lot Size	0.161 acres (7,004 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Jan 2017)
Tax Bill	$2,852 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-27-33-934460-436150`

Property Details

APN / Parcel Number

Primary APN	`28-27-33-934460-436150`
Alternative APNs	`332728934460436150` `32728000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,880 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	1,880 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,004 sqft (0.161 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Screened/Unfinished Porch
Porch Area	30 sqft

Location & Zoning

Street Address	1361 CONGO DR
City	KISSIMMEE
State	FL
Zip	34759-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	POINCIANA NEIGHBORHOOD 2 WEST VILLAGE 7 PB 55 PGS 5/18 BLK 436 LOT 15
Legal Range	28E
Legal Township	27S
Legal Section	33
Legal Subdivision	POINCIANA NBRHD 2 WEST VILL 7
Legal Tract	934460
Legal Block	436
Legal Lot Number	15
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	3
Census Block	3052
Census Tract	14127

Owner

1361 Congo Dr is owned and occupied by two individuals who bought it in January 2017.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1361 CONGO DR, KISSIMMEE, FL 34759-4606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Feb 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARTNERS FCU
Feb 18, 2017	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Jan 25, 2017	Warranty Deed, Transfer PARTNERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2017 · Amount on File
Deed Sale	Jan 25, 2017 · Amount on File
Prior Sale	Jul 14, 2008 · Amount on File
Deed Document Number	201715122
Deed Book / Page	10047 / 714
Prior Transfer Date	Nov 6, 2007
Prior Transfer Doc	0000226762
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1361 CONGO DR, POINCIANA, FL 34759-4606
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1361 CONGO DR, POINCIANA, FL 34759-4606

Mortgage

Document Number	0000011931
Date	Jan 13, 2022
Book Page	12072/1035
Instrument	2022011931

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 21, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1361 CONGO DR, POINCIANA, FL 34759-4606
Document Number	0107530764
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	ALOMA TITLE COMPANY, ALOMA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1361 CONGO DR POINCIANA FL 347594606, POINCIANA, FL 34759-4606

Mortgage

Document Number	0107530764
Date	Feb 18, 2019
Book Page	010753/000764
Instrument	32485

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1361 CONGO DR, POINCIANA, FL 34759-4606
Document Number	0100811643
Book / Page	010081 / 001643
Instrument Date	Feb 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1361 CONGO DR POINCIANA FL 347594606, POINCIANA, FL 34759-4606

Mortgage

Document Number	0100811643
Date	Mar 3, 2017
Book Page	010081/001643
Instrument	42356

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 2, 2037

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 25, 2017
Property Address	1361 CONGO DR, POINCIANA, FL 34759-4606
Document Number	0100470714
Book / Page	010047 / 000714
Instrument Date	Jan 19, 2017
Instrument	15122
Transaction Type	Transfer
Record Updated	Feb 27, 2017
Title Company	SOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1361 CONGO DR POINCIANA FL 347594606, POINCIANA, FL 34759-4606

Mortgage

Document Number	100470715
Date	Jan 25, 2017
Book Page	010047/000715
Instrument	15123

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1361 Congo Dr was $2,852.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,844 (+1%)	$254,796 (+15.89%) Land $40,000 Building $214,796
2025	$2,852.00	$219,858 Land $40,000 Building $179,858	$219,858 Land $40,000 Building $179,858
2023	$3,286.00 (+6.9%)	$231,672 (+5.94%) Land $40,000 Building $191,672	$231,672 (+5.94%) Land $40,000 Building $191,672
2022	$3,074.00	$218,682 Land $28,000 Building $190,682	$218,682 Land $28,000 Building $190,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1361 Congo Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1361 Congo Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Congo Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures