13647 Choco Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 13647 Choco Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,550 sqft · built 1999
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$523,000 (Apr 2024)
Tax Bill	$2,414 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3087-042-19-0000`

Property Details

APN / Parcel Number

Primary APN	`3087-042-19-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,550 sqft Living Area
Gross Area	3,240 sqft
1st Floor Area	2,550 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	20,000 sqft (0.459 acres)
View / Lot	Apt/Condo Complex
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	778 sqft
Patio Area	778 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	13647 CHOCO RD
City	APPLE VALLEY
State	CA
Zip	92308-4547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 15849 LOT 19 BOOK 272 PAGE 71
Legal Subdivision	TRACT NO . 15849
Legal Tract	15849
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1005
Census Tract	9724

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13647 CHOCO RD, APPLE VALLEY, CA 92308-4547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGE CORP
Apr 30, 2024	Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Nov 26, 2012 · Amount on Record
Deed Document Number	2024100206
Prior Transfer Date	Dec 6, 2007
Prior Transfer Doc	0000689101
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13647 CHOCO RD, APPLE VALLEY, CA 92308-4547
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13647 CHOCO RD 1, 1, APPLE VALLEY, CA 92308-4547

Mortgage

Document Number	0000305498
Date	Dec 15, 2025
Instrument	2025-0305498

Lender

Name	US MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 30, 2024
Property Address	13647 CHOCO RD, APPLE VALLEY, CA 92308-4547
Document Number	0000100206
Map Reference	MB 272 PG 71-76
Instrument Date	Mar 28, 2024
Instrument	2024-0100206
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13647 CHOCO RD, APPLE VALLEY, CA 92308-4547

Mortgage

Document Number	0000100207
Date	Apr 30, 2024
Instrument	2024-0100207

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$213,422 (+2%) Land $31,355 Building $182,067
2025	$2,414.00 (-19.05%) Homeowner's exemption	$209,237 (-17.01%) Land $30,740 Building $178,497
2023	$2,982.00 (+1.57%)	$252,110 Land $50,422 Building $201,688
2022	$2,936.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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