Cabarrus County property record for 13645 Lowder Rd, Mount Pleasant, NC 28124
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 3,712 sqft · built 1878 |
| Lot Size | 26 acres (1,132,560 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $787 (2023) |
| Deeds & Mortgages | Jun 2023 Construction Loan Jul 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5691 89 4375 |
| Primary APN | 5691 89 4375 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,953 sqft Living Area |
| Gross Area | 5,184 sqft |
| 1st Floor Area | 2,150 sqft |
| Attic | Attic |
| Attic Area | 594 sqft |
| Basement Area | 300 sqft |
| Unfinished Basement | 300 sqft |
| Sunroom | Sunroom |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1878 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 1,132,560 sqft (26 acres) |
| Lot Dimensions | 845 ft deep x 1,339 ft wide |
| Garage Area | 2,334 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Shed | 1 Shed |
| Shed Area | 351 sqft |
| Storage Building | 1,020 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 127077 |
|---|---|
| Street Address | 13645 LOWDER RD |
| City | MOUNT PLEASANT |
| State | NC |
| Zip | 28124-8665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | PCL 2 KAY W LOWDER ESTATE & GWYNN LOWDER HAHN |
| Legal Subdivision | KAY W LOWDER ESTATE |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 7, GOLD HILL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 41701 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 44 LAVENDER RD, JEFFERSON, GA 30549-5252 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed of Trust, Mortgage · Construction Mortgage UWHARRIE BANK |
| Jul 20, 2021 | Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK |
| Apr 13, 2021 | Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 13645 LOWDER RD, MT PLEASANT, NC 28124-8665 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001651640 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 16516/40 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 2, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 13645 LOWDER RD, MT PLEASANT, NC 28124-8665 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1534366 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 15343/66 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 13645 LOWDER RD, MT PLEASANT, NC 28124-8665 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15085209 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 15085/209 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 7, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $531,350 (+127.54%) | ||
| 2024 | $795,890 (+104.08%) Land $304,080 Building $491,810 | ||
| 2023 | $787.00 | $233,520 | $389,980 Land $185,090 Building $204,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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