13341 Lowder Rd, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 13341 Lowder Rd, Mount Pleasant, NC 28124

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,434 sqft · built 2022
Lot Size2.55 acres (111,078 sqft)
Owner2 Individual Names on File
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5691 79 0221

Property Details

APN / Parcel Number

Primary APN5691 79 0221
Alternative APNs
  • 07010 0022.000000
  • 160160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,434 sqft Living Area
Gross Area2,373 sqft
1st Floor Area1,434 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialOther
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area111,078 sqft (2.55 acres)
Lot Width36 ft Width
Garage TypeMixed
Garage Area576 sqft
DrivewayConcrete Driveway
Driveway Area1,190 sqft
PorchSlab
Porch Area363 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number160160
Street Address13341 LOWDER RD
CityMOUNT PLEASANT
StateNC
Zip28124-8662
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAO
Legal DescriptionNORTH SIDE LOWDER RD
Legal SubdivisionWATTS CROSSROADS
JurisdictionCABARRUS NC
Township / Civil Division7, GOLD HILL
Census Block Group2
Census Block2002
Census Tract41701

Owner

13341 Lowder Rd, a rural home, is owned and occupied by two individuals.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address13341 LOWDER RD, MOUNT PLEASANT, NC 28124-8662
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateDec 22, 2022
Property Address13341 LOWDER RD, MT PLEASANT, NC 28124-8662
Document Number0001632215
Book / Page16322 / 15
Instrument DateDec 21, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 4, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1028, SUMMERFIELD, NC 27358-1028

Transferred To (Grantee/Buyer)

NameVerified Name
Address13341 LOWDER RD, MOUNT PLEASANT, NC 28124-8662

Mortgage

Document Number0163220017
DateDec 22, 2022
Instrument16322-0017
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.25%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2028
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change6.25%
Index5-Year CMT
Max Rate10.2%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$419,370 Land $43,610 Building $375,760
2024$419,370 (+73.67%) Land $43,610 Building $375,760
2023$241,480 Land $26,540 Building $214,940$241,480 Land $26,540 Building $214,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13341 Lowder Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13341 Lowder Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Starlink
Satellite
280 / 30

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