Oakland County property record for 1364 Ruffner Ave, Birmingham, MI 48009 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,200 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $840,000 (2023) |
| Tax Bill | $14,356.00 (2025) |
Source: Oakland County records · APN 08-20-31-302-018
Assessment roll updated February 4, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1364 RUFFNER AVE, BIRMINGHAM, MI 48009-7172 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage SUPERIOR NATIONAL BANK |
| Jan 25, 2023 | Deed of Trust, Mortgage · Line of Credit HURON VALLEY STATE BANK |
| Jun 05, 2018 | Deed of Trust, Mortgage · Line of Credit THE GIRARD NATIONAL BANK |
| Jun 05, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HURON VALLEY STATE BANK |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HURON VALLEY STATE BANK |
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HURON VALLEY STATE BANK |
| Feb 17, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) HURON VALLEY STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 24, 2023 · Amount on Record |
| Deed Sale | May 24, 2023 · Amount on Record |
| Prior Sale | Feb 17, 2017 · Amount on Record |
| Deed Doc Number | 202356938 |
| Deed Book / Page | 58624 / 543 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1364 RUFFNER AVE, BIRMINGHAM, MI 48009-7172 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1364 RUFFNER AVE, BIRMINGHAM, MI 48009-7172 |
| Document Number | 20260024390 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 60976/493 |
| Instrument | 20260024390 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 24, 2023 |
| Property Address | 1364 RUFFNER AVE, BIRMINGHAM, MI 48009-7172 |
| Document Number | 0000056938 |
| Book / Page | 58624 / 543 |
| Map Reference | LB 27 PG 5 |
| Instrument Date | May 15, 2023 |
| Instrument | 56938 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | NOT AVAILABLE, TWENTY TWO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4252 TONAWANDA AVE, ROYAL OAK, MI 48073-1632 |
| Name | Verified Name |
|---|---|
| Address | 1364 RUFFNER AVE, BIRMINGHAM, MI 48009-7172 |
| Document Number | 0058624546 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 58624/546 |
| Name | SUPERIOR NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1364 RUFFNER AVE, BIRMINGHAM, MI 48009-7172 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1364 RUFFNER AVE, BIRMINGHAM, MI 48009-7172 |
| Document Number | 0000008729 |
|---|---|
| Date | Jan 25, 2023 |
| Book Page | 58390/405 |
| Instrument | 8729 |
| Name | HURON VALLEY STATE BANK |
|---|---|
| Type | Bank |
| Address | MILFORD, MI 48381 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1364 RUFFNER AVE, BIRMINGHAM, MI 48009-7172 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1364 RUFFNER AVE, BIRMINGHAM, MI 48009-7172 |
| Document Number | 0000094921 |
|---|---|
| Date | Jun 05, 2018 |
| Book Page | 51875/00413 |
| Instrument | 094921 |
| Name | THE GIRARD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MILFORD, MI 48381 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1364 RUFFNER AVE, BIRMINGHAM, MI 48009-7172 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1364 RUFFNER AVE, BIRMINGHAM, MI 48009-7172 |
| Document Number | 0000094920 |
|---|---|
| Date | Jun 05, 2018 |
| Book Page | 51875/00403 |
| Instrument | 094920 |
| Name | HURON VALLEY STATE BANK |
|---|---|
| Type | Bank |
| Address | MILFORD, MI 48381 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1364 RUFFNER AVE, BIRMINGHAM, MI 48009-7172 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010809 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 53712/00153 |
| Instrument | 10809 |
| Name | HURON VALLEY STATE BANK |
|---|---|
| Type | Bank |
| Address | MILFORD, MI 48381 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1364 RUFFNER AVE, BIRMINGHAM, MI 48009-7172 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1364 RUFFNER AVE, BIRMINGHAM, MI 48009-7172 |
| Document Number | 0000114478 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 56156/790 |
| Instrument | 114478 |
| Name | HURON VALLEY STATE BANK |
|---|---|
| Type | Bank |
| Address | MILFORD, MI 48381 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 17, 2017 |
| Property Address | 1364 RUFFNER AVE, BIRMINGHAM, MI 48009-7172 |
| Document Number | 0000032212 |
| Book / Page | 50400 / 00550 |
| Map Reference | LB 27 PG 5 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 032212 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | REPUTATION FIRST TITLE AGENC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,246.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1364 RUFFNER AVE, 1364, BIRMINGHAM, MI 48009-7172 |
| Name | Verified Name |
|---|---|
| Address | 1364 RUFFNER AVE, BIRMINGHAM, MI 48009-7172 |
| Document Number | 0000032213 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 032213 |
| Name | HURON VALLEY STATE BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Mar 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,356.00 (-9.78%) Homeowner's exemption | $454,090 (+27.8%) | $908,180 (+27.8%) |
| 2024 | $15,913.00 (+34.19%) | ||
| 2023 | $355,310 | $710,620 | |
| 2021 | $11,859.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 08-20-31-302-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Building Area | 2,200 sqft Living Area |
| 1st Floor | 787 sqft 1st Floor |
| Basement Area | 1,049 sqft Basement |
| Unfinished Basement | 1,049 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,792 sqft (0.11 acres) |
| Depth X Width | 120 ft x 40 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 412 sqft Garage |
| Deck Area | 48 sqft Deck |
| Patio Area | 48 sqft Patio |
| Porch Area | 15 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1364 RUFFNER AVE |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-7172 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 389 |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 31 |
| Legal Subdivision | LEINBACH-HUMPHREY'S WOODWARD AVE SUB |
| Legal Lot Number | 389 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | BIRMINGHAM |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 152900 |
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