1363 Ruffner Ave, Birmingham, MI 48009 Property Records

Oakland County property record for 1363 Ruffner Ave, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,570 sqft · built 1925
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$525,000 (Jul 2022)
Tax Bill$7,629 (2025)
Deeds & MortgagesMar 2023 Mortgage
Jul 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-20-31-301-043

Property Details

APN / Parcel Number

Primary APN08-20-31-301-043

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,570 sqft Living Area
1st Floor Area785 sqft
Basement Area665 sqft
Finished Basement1,330 sqft
Unfinished Basement665 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 2020
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area237 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1363 RUFFNER AVE
CityBIRMINGHAM
StateMI
Zip48009-7174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 362
Legal Range11E
Legal Township02N
Legal Section31
Legal SubdivisionLEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number362
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group3
Census Block3001
Census Tract152900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1363 RUFFNER AVE, BIRMINGHAM, MI 48009-7174
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 28, 2022Warranty Deed, Transfer
May 23, 2017Warranty Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2022 · Amount on Record
Deed SaleJul 28, 2022 · Amount on Record
Prior SaleMay 23, 2017 · Amount on Record
Deed Document Number2022421686
Deed Book / Page57991 / 889
Prior Transfer DateJun 12, 2009
Prior Transfer Doc0488850439
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1363 RUFFNER AVE, BIRMINGHAM, MI 48009-7174
Transaction TypeMortgage
Record UpdatedMar 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1363 RUFFNER AVE, BIRMINGHAM, MI 48009-7174

Mortgage

Document Number0000023387
DateMar 9, 2023
Book Page58469/201
Instrument23387
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1363 RUFFNER AVE, BIRMINGHAM, MI 48009-7174
Transaction TypeMortgage
Record UpdatedSep 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address38550 LOWELL DR, FARMINGTON HILLS, MI 48331-5938

Mortgage

Document Number0000416864
DateJul 20, 2022
Book Page57965/435
Instrument416864
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 28, 2022
Property Address1363 RUFFNER AVE, BIRMINGHAM, MI 48009-7174
Document Number0000421686
Book / Page57991 / 889
Map ReferenceLB 27 PG 5
Instrument DateJul 13, 2022
Instrument421686
Transaction TypeTransfer
Record UpdatedSep 2, 2022

Transaction

AmountAmount Recorded
Tax$3,937.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1363 RUFFNER AVE, 1363, BIRMINGHAM, MI 48009-7174

Transferred To (Grantee/Buyer)

NameVerified Name
Address1363 RUFFNER AVE, BIRMINGHAM, MI 48009-7174

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 23, 2017
Property Address1363 RUFFNER AVE, BIRMINGHAM, MI 48009-7174
Document Number0000100128
Book / Page50693 / 00614
Map ReferenceLB 27 PG 5
Instrument DateMay 19, 2017
Instrument100128
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyTRANSNATION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$28,576.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1363 RUFFNER AVE, 1363, BIRMINGHAM, MI 48009-7174

Transferred To (Grantee/Buyer)

NameVerified Name
Address1491 CHAPIN AVE, BIRMINGHAM, MI 48009-2000
InvestorPossibly a Property Investor

Mortgage

Document Number0000099707
DateMay 23, 2017
Instrument099707
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,629.00 (-9.78%) Homeowner's exemption$250,460 (+19.98%)$500,920 (+19.98%)
2024$8,456.00 (+37.7%)
2023$208,750$417,500
2021$6,141.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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