1364 Lake Forest Dr, Spring City, TN 37381 Property Records

Rhea County property record for 1364 Lake Forest Dr, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,368 sqft · built 1987
Lot Size	0.517 acres (22,540 sqft)
Owner	2 Trust Names on File
Last Sale	$409,500 (Feb 2021)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Feb 2022 Transfer Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072044B D 01200`

Property Details

APN / Parcel Number

Primary APN	`072044B D 01200`
Alternative APN	`044B D 01200`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	1,368 sqft
Finished Basement	792 sqft
Unfinished Basement	576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,540 sqft (0.517 acres)
Lot Dimensions	230 ft deep x 98 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	140 sqft
Patio Area	440 sqft
Shed	1 Shed
Shed Area	24 sqft
Boat Access	Boat Access
Boat House	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1364 LAKE FOREST DR
City	SPRING CITY
State	TN
Zip	37381-4717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: LAKE FOREST UNIT 3-A
Legal Subdivision	LAKE FOREST UNIT 3-A
Legal Lot Number	48
Jurisdiction	RHEA TN
Township / Civil Division	3
Census Block Group	1
Census Block	1043
Census Tract	975100

Owner

1364 Lake Forest Dr is owner-occupied and held in a trust since January 2022.

Source: Rhea County records, as of January 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1364 LAKE FOREST DR, SPRING CITY, TN 37381-4717
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Intrafamily Transfer, Transfer
Feb 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	Feb 26, 2010 · Amount on File
Deed Document Number	20216207
Deed Book / Page	491 / 200
Last Transfer Date	Jan 19, 2022
Transfer Doc	0000012264
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RHEA TN
Recording Date	Feb 14, 2022
Property Address	1364 LAKE FOREST DR, SPRING CITY, TN 37381-4717
Document Number	0000012264
Book / Page	501 / 717
Map Reference	MB 3 PG 262
Instrument Date	Jan 19, 2022
Instrument	22012264
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1364 LAKE FOREST DR, SPRING CITY, TN 37381-4717

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Feb 25, 2021
Property Address	1364 LAKE FOREST DR, SPRING CITY, TN 37381-4717
Document Number	0000006207
Book / Page	491 / 200
Map Reference	MB 3 PG 262
Instrument Date	Feb 19, 2021
Instrument	21006207
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	CROSSLAND TITLE AGENCY, CROSSLAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,515.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1364 LAKE FOREST DR, SPRING CITY, TN 37381-4717

Mortgage

Document Number	0000006208
Date	Feb 25, 2021
Instrument	21006208

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1364 Lake Forest Dr was $1,561.

Source: Rhea County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00	$115,775 Land $41,250 Building $74,525
2024			$463,100 Land $165,000 Building $298,100
2022		$83,725 Land $35,000 Building $48,725	$334,900 Land $140,000 Building $194,900
2021	$1,882.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1364 Lake Forest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1364 Lake Forest Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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