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1340 Lake Forest Dr, Spring City, TN 37381 Property Records

Rhea County property record for 1340 Lake Forest Dr, Spring City, TN 37381

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,316 sqft · built 1991
Lot Size0.61 acres (26,586 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (May 2015)
Tax Bill$1,352 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN072044B D 01100

Property Details

APN / Parcel Number

Primary APN072044B D 01100
Alternative APN
  • 044B D 01100

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,316 sqft Living Area
1st Floor Area1,316 sqft
Basement Area1,316 sqft
Finished Basement700 sqft
Unfinished Basement616 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1997
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area26,586 sqft (0.61 acres)
Lot Dimensions211 ft deep x 126 ft wide
TerrainRolling

Exterior Amenities

PorchPorch
Porch Area280 sqft
Deck Area966 sqft
Patio Area884 sqft
Boat AccessBoat Access
Boat House150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1340 LAKE FOREST DR
CitySPRING CITY
StateTN
Zip37381-4717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2; SUBDIVISION: LAKE FOREST UNIT 3-A
Legal SubdivisionLAKE FOREST UNIT 3-A
Legal Lot Number47
JurisdictionRHEA TN
Township / Civil Division3
Census Block Group1
Census Block1043
Census Tract975100

Owner

1340 Lake Forest Dr is owned and occupied by two individuals who bought it in May 2015.

Source: Rhea County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address1340 LAKE FOREST DR, SPRING CITY, TN 37381-4717
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2015 · Amount on File
Deed SaleMay 11, 2015 · Amount on File
Prior SaleJan 10, 2003 · Amount on File
Deed Document Number201566436
Deed Book / Page441 / 372
Transfer Doc0002800606
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRHEA TN
Property Address1340 LAKE FOREST DR, SPRING CITY, TN 37381-4717
Transaction TypeMortgage
Record UpdatedDec 17, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011120
DateDec 6, 2021
Book PageT664/435
Instrument21011120
Lender
NameSOFI LENDING CORP
TypeLending Institution
AddressSALT LAKE CITY, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1340 Lake Forest Dr was $1,352.

Source: Rhea County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRhea County
Unified School DistrictRhea County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,352.00$100,250 Land $41,250 Building $59,000
2024$401,000 Land $165,000 Building $236,000
2022$74,100 Land $35,000 Building $39,100$296,400 Land $140,000 Building $156,400
2021$1,671.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1340 Lake Forest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1993–2004)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2004 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1340 Lake Forest Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 61% of Tennessee
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATTS BAR UTILITY DISTRICT
serves 16,253 people · EPA ID TN0000872
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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