13630 Riverlake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 13630 Riverlake Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,319 sqft · built 2003
Owner	Individual Name on File
Last Sale	$267,000 (Jun 2020)
Tax Bill	$2,570 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Sale & Mortgage
APN	`107-125-7897`

Property Details

APN / Parcel Number

Primary APN	`107-125-7897`
Alternative APN	`29156`

Interior

Building Area	2,319 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	107-125-7897
Street Address	13630 RIVERLAKE DR
City	COVINGTON
State	LA
Zip	70435-5518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 LAKE RAMSEY PH 2 INST 895983 INST NO 1234815 INST NO 1296347 INST NO 1482115 INST NO 1543898 INST NO 1905008 INST NO 2
Legal Subdivision	LAKE RAMSEY
Legal Phase	2
Legal Lot Number	50
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40204

Owner

13630 Riverlake Dr is owned and occupied by an individual who bought it in June 2020.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	13630 RIVERLAKE DR, COVINGTON, LA 70435-5518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC
Jun 18, 2020	Deed, Transfer · Conventional Mortgage LOANDEPOT COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2020 · Amount on File
Deed Sale	Jun 18, 2020 · Amount on File
Prior Sale	Jun 24, 2013 · Amount on File
Deed Document Number	2210896
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	13630 RIVERLAKE DR, COVINGTON, LA 70435-5518
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	QUALITY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2210897
Date	Jun 18, 2020
Instrument	2210897

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 18, 2020
Property Address	13630 RIVERLAKE DR, COVINGTON, LA 70435-5518
Document Number	0002210896
Map Reference	MAP FILE 873A
Instrument Date	Jun 15, 2020
Instrument	2210896
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	QUALITY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11366 SAINT JOHN CHURCH RD, FOLSOM, LA 70437-7154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13630 RIVERLAKE DR, COVINGTON, LA 70435-5518

Mortgage

Document Number	0002210897
Date	Jun 18, 2020
Instrument	2210897

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13630 Riverlake Dr was $2,570 with a homeowner's exemption, down 3.8% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,570.00 (-3.78%) Homeowner's exemption	$30,409 (-) Land $5,500 Building $24,909	$304,087 (-) Land $55,000 Building $249,087
2024	$2,671.00 (+23.03%) Homeowner's exemption	$30,409 (+22.11%) Land $5,500 Building $24,909	$304,087 (+22.11%) Land $55,000 Building $249,087
2023	$2,171.00 Homeowner's exemption	$24,903 (-) Land $4,000 Building $20,903	$249,030 (-) Land $40,000 Building $209,030
2022	$2,171.00 Homeowner's exemption	$24,903 Land $4,000 Building $20,903	$249,030 Land $40,000 Building $209,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 13630 Riverlake Dr; there have been 44 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13630 Riverlake Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE RAMSEY private · serves 840 people · EPA ID LA1103139
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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