St. Tammany Parish property record for 13603 Riverlake Dr, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 2,078 sqft · built 1997 |
| Lot Size | 0.2 acres (8,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Apr 2026) |
| Tax Bill | $3,577 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2026 Sale |
| APN | 107-120-7156 |
| Primary APN | 107-120-7156 |
|---|---|
| Alternative APN |
|
| Building Area | 2,078 sqft Living Area |
|---|---|
| Gross Area | 1,927 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 8,742 sqft (0.2 acres) |
| Garage Area | 577 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 13603 RIVERLAKE DR |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70435-5516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE RAMSEY LT3A PH3 |
| Legal Subdivision | LAKE RAMSEY |
| Legal Phase | 3 |
| Legal Lot Number | 3A |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40204 |
Source: St. Tammany Parish records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13603 RIVERLAKE DR, COVINGTON, LA 70435-5516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOME BANK |
| Apr 27, 2026 | Deed, Transfer TITLE DEPOT INC, TITLE DEPOT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Aug 20, 2025 · Amount on Record |
| Deed Document Number | 20262489631 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jun 5, 2026 |
| Property Address | 13603 RIVERLAKE DR, COVINGTON, LA 70435-5516 |
| Document Number | 0002494215 |
| Instrument Date | May 29, 2026 |
| Instrument | 20262494215 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE DEPOT INC, TITLE DEPOT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 13603 RIVERLAKE DR, COVINGTON, LA 70435-5516 |
| Document Number | 0002494215, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20262494215 |
| Name | HOME BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.74% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Apr 27, 2026 |
| Property Address | 13603 RIVERLAKE DR, COVINGTON, LA 70435-5516 |
| Document Number | 0002489631 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026.2489631 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | TITLE DEPOT INC, TITLE DEPOT |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13603 RIVERLAKE DR, COVINGTON, LA 70435-5516 |
Source: St. Tammany Parish assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,577.00 (+27.75%) | $31,880 (+32.78%) Land $7,500 Building $24,380 | $318,797 (+32.78%) Land $75,000 Building $243,797 |
| 2024 | $2,800.00 (-1.65%) | $24,010 (+5.22%) Land $7,500 Building $16,510 | $240,098 (+5.22%) Land $75,000 Building $165,098 |
| 2023 | $2,847.00 | $22,819 (-) Land $7,500 Building $15,319 | $228,190 (+18.12%) Land $75,000 Building $153,190 |
| 2022 | $2,847.00 | $22,819 Land $7,500 Building $15,319 | $193,190 Land $40,000 Building $153,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 308 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 308 in force |
| Nearby Flood Claims | 44 (2005–2024) |
| Claims Outside the SFHA | 16 of 44 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 80% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE RAMSEY private · serves 840 people · EPA ID LA1103139 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
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