13630 Overland Pass, Poway, CA 92064 Property Records

San Diego County property record for 13630 Overland Pass, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 5,588 sqft · built 1999
Lot Size	1.38 acres (60,548 sqft)
Owner	Company Name on File
Last Sale	$2,000,000 (Apr 2019)
Tax Bill	$25,444 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`277-190-14-00`

Property Details

APN / Parcel Number

Primary APN	`277-190-14-00`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	5,588 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	60,548 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	13630 OVERLAND PASS
City	POWAY
State	CA
Zip	92064-1354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC-4
Legal Description	LOT 28 TR 013435
Legal Subdivision	89-13-R
Legal Tract	013435
Legal Block	3
Legal Lot Number	28
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3030
Census Tract	17020

Owner

13630 Overland Pass is owned by a company that acquired it in May 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	13630 OVERLAND PASS, POWAY, CA 92064-1354
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Jul 7, 2021	Intrafamily Transfer, Transfer
Apr 22, 2019	Grant Deed, Transfer QUICKEN LNS
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2019 · Amount on File
Deed Sale	Apr 22, 2019 · Amount on File
Prior Sale	Dec 3, 1998 · Amount on File
Deed Document Number	2019145784
Last Transfer Date	May 18, 2021
Transfer Doc	0000486673
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13630 OVERLAND PASS, POWAY, CA 92064-1354
Transaction Type	Mortgage
Record Updated	Feb 14, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13630 OVERLAND PASS, POWAY, CA 92064-1354

Mortgage

Document Number	0000028739
Date	Feb 3, 2023
Instrument	2023-0028739

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13630 OVERLAND PASS, POWAY, CA 92064-1354
Transaction Type	Mortgage
Record Updated	Dec 3, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13630 OVERLAND PASS, POWAY, CA 92064-1354

Mortgage

Document Number	0000806509
Date	Nov 23, 2021
Instrument	2021-0806509

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2021
Property Address	13630 OVERLAND PASS, POWAY, CA 92064-1354
Document Number	0000486673
Map Reference	MAP 13435
Instrument Date	May 18, 2021
Instrument	2021-0486673
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13630 OVERLAND PASS, POWAY, CA 92064-1354

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2019
Property Address	13630 OVERLAND PASS, POWAY, CA 92064-1354
Document Number	0000145784
Instrument Date	Mar 29, 2019
Instrument	145784
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13630 OVERLAND PASS POWAY CA 920641354, POWAY, CA 92064-1354

Mortgage

Document Number	145785
Date	Apr 22, 2019
Instrument	145785

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13630 OVERLAND PASS, POWAY, CA 92064-1354
Document Number	0000394367
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13630 OVERLAND PASS POWAY CA 920641354, POWAY, CA 92064-1354

Mortgage

Document Number	0000394367
Date	Aug 29, 2017
Instrument	394367

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	SAN DIEGO, CA 92111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13630 Overland Pass was $25,444 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,275,654 (+2%) Land $1,137,827 Building $1,137,827
2025	$25,444.00 Homeowner's exemption	$2,231,034 Land $1,115,517 Building $1,115,517
2023	$24,263.00 (+1.68%) Homeowner's exemption	$2,144,402 Land $1,072,201 Building $1,072,201
2022	$23,863.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13630 Overland Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13630 Overland Pass is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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