Flathead County property record for 1362 Lower Valley Rd, Kalispell, MT 59901
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,025 sqft · built 2002 |
| Lot Size | 4.87 acres (212,137 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $523,000 (Sep 2019) |
| Tax Bill | $2,906 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R0794573 |
| Primary APN | R0794573 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,025 sqft Living Area |
| 1st Floor Area | 1,473 sqft |
| 2nd Floor Area | 1,552 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 212,137 sqft (4.87 acres) |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,909 sqft |
| Deck Area | 481 sqft |
| Lean-To | 432 sqft |
| Pole Barn | 1,728 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000974759 |
|---|---|
| Street Address | 1362 LOWER VALLEY RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S35, T28 N, R21 W, ACRES 4.87, CS 10751-A, TR 3AB IN NW4SE4 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 35 |
| Legal Subdivision | SURVY NO 10751 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1401 |
1362 Lower Valley Rd, a rural home, is owned and occupied by two individuals who bought it in September 2019.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1362 LOWER VALLEY RD, KALISPELL, MT 59901-8002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on File |
| Deed Sale | Sep 6, 2019 · Amount on File |
| Deed Document Number | 201921562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 1362 LOWER VALLEY RD, KALISPELL, MT 59901-8002 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200000559 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 202200000559 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 6, 2019 |
| Property Address | 1362 LOWER VALLEY RD, KALISPELL, MT 59901-8002 |
| Document Number | 201900021562 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 201900021562 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1362 LOWER VALLEY RD, KALISPELL, MT 59901-8002 |
| Document Number | 201900021563 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 201900021563 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2026 property tax bill for 1362 Lower Valley Rd was $2,906.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,906.00 | $852,370 | |
| 2025 | $852,370 Land $2,790 Building $849,580 | ||
| 2023 | $5,642.00 | $787,100 | $787,100 Land $161,839 Building $625,261 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1362 Lower Valley Rd in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1362 Lower Valley Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.4% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
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