Flathead County property record for 1255 Lower Valley Rd, Kalispell, MT 59901
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,430 sqft · built 1998 |
| Lot Size | 20.6 acres (899,514 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $521,300 (Jan 2017) |
| Tax Bill | $5,730 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0738854 |
| Primary APN | R0738854 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,430 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| 2nd Floor Area | 1,840 sqft |
| Attic | Attic |
| Attic Area | 462 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 899,514 sqft (20.6 acres) |
| Garage Area | 1,464 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 424 sqft |
| Deck Area | 1,224 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Geothermal |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000000873 |
|---|---|
| Street Address | 1255 LOWER VALLEY RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S35, T28 N, R21 W, ACRES 20.65, COS 11949-A, TR 1BB IN L 4 & L 5, ASSR# 0000000873 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 35 |
| Legal Subdivision | CERTITICATE OF SURVEY #11949 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1401 |
1255 Lower Valley Rd, a rural home, is owned and occupied by two individuals who bought it in January 2017.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1255 LOWER VALLEY RD, KALISPELL, MT 59901-8000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF KALISPELL |
| Jan 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2017 · Amount on File |
| Deed Sale | Jan 18, 2017 · Amount on File |
| Deed Document Number | 20171071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 1255 LOWER VALLEY RD, KALISPELL, MT 59901-8000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000010226 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 202000010226 |
| Name | VALLEY BANK OF KALISPELL |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jan 18, 2017 |
| Property Address | 1255 LOWER VALLEY RD, KALISPELL, MT 59901-8000 |
| Document Number | 201700001071 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 201700001071 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | ATEC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1255 LOWER VALLEY RD, KALISPELL, MT 59901-8000 |
| Document Number | 201700001072 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 201700001072 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Number | 201700001078 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 201700001078 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | BIGFORK, MT 59911 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1255 Lower Valley Rd was $5,730.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,730.00 | $1,508,386 | |
| 2025 | $1,508,386 Land $3,726 Building $1,504,660 | ||
| 2023 | $7,218.00 | $1,005,065 | $1,005,065 Land $3,275 Building $1,001,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1255 Lower Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1255 Lower Valley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
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