Grayson County property record for 1362 Flat Rock Rd, Independence, VA 24348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,083 sqft · built 1920 |
| Lot Size | 0.709 acres (30,884 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,000 (Jan 2020) |
| Tax Bill | $403 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Jan 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-A-48 |
| Primary APN | 54-A-48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,083 sqft Living Area |
| Gross Area | 1,473 sqft |
| 1st Floor Area | 1,083 sqft |
| Basement Area | 542 sqft |
| Unfinished Basement | 542 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Vinyl |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 30,884 sqft (0.709 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13985 |
|---|---|
| Street Address | 1362 FLAT ROCK RD |
| City | INDEPENDENCE |
| State | VA |
| Zip | 24348-3734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF |
| Legal Description | 0.709 54-A-48 |
| Jurisdiction | GRAYSON VA |
| Township / Civil Division | ELK CREEK |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 60201 |
Source: Grayson County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1362 FLAT ROCK RD, INDEPENDENCE, VA 24348-3734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Jan 10, 2020 | Warranty Deed, Transfer · Line of Credit SKYLINE NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2020 · Amount on Record |
| Deed Sale | Jan 10, 2020 · Amount on Record |
| Deed Document Number | 202062 |
| Deed Book / Page | 637 / 174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 1362 FLAT ROCK RD, INDEPENDENCE, VA 24348-3734 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0210001873 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 210001873 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON VA |
| Recording Date | Jan 10, 2020 |
| Property Address | 1362 FLAT ROCK RD, INDEPENDENCE, VA 24348-3734 |
| Document Number | 000637/174 |
| Book / Page | 637 / 174 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 200000062 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1362 FLAT ROCK RD, INDEPENDENCE, VA 24348-3734 |
| Document Number | 0200000063 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 200000063 |
| Name | SKYLINE NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Grayson County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Grayson County |
| Unified School District | Grayson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $403.00 (-31.81%) | $69,500 (-) Land $16,500 Building $53,000 | $69,500 (-) Land $16,500 Building $53,000 |
| 2023 | $591.00 | $69,500 (-) Land $16,500 Building $53,000 | $69,500 (-) Land $16,500 Building $53,000 |
| 2022 | $69,500 Land $16,500 Building $53,000 | $69,500 Land $16,500 Building $53,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 82% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| GigaBeam Networks Fixed Wireless | 100 / 20 |
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