Grayson County property record for 1186 Flat Rock Rd, Independence, VA 24348
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,114 sqft · built 1955 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,000 (May 2023) |
| Tax Bill | $882 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-A-49 |
| Primary APN | 54-A-49 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,114 sqft Living Area |
| Gross Area | 3,076 sqft |
| 1st Floor Area | 3,323 sqft |
| Basement Area | 1,105 sqft |
| Unfinished Basement | 1,105 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 207 sqft |
| Patio Area | 90 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13973 |
|---|---|
| Street Address | 1186 FLAT ROCK RD |
| City | INDEPENDENCE |
| State | VA |
| Zip | 24348-3733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF |
| Legal Description | 1 54-A-49 |
| Legal Subdivision | THELMA C SUMNER EST |
| Jurisdiction | GRAYSON VA |
| Township / Civil Division | ELK CREEK |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 60201 |
Source: Grayson County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1186 FLAT ROCK RD, INDEPENDENCE, VA 24348-3733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2023 | Correction Deed |
| May 17, 2023 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS |
| Dec 21, 2020 | Warranty Deed, Transfer APPALACHIAN TITLE AND ABSTRACTIN, APPALACHIAN TITLE & STLMNT |
| Jun 6, 2019 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2023 · Amount on Record |
| Deed Sale | May 17, 2023 · Amount on Record |
| Prior Sale | Dec 21, 2020 · Amount on Record |
| Deed Document Number | 2023905 |
| Deed Book / Page | 682 / 820 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GRAYSON VA |
| Recording Date | Sep 12, 2023 |
| Property Address | 1186 FLAT ROCK RD, INDEPENDENCE, VA 24348-3733 |
| Document Number | 0000687/94 |
| Book / Page | 687 / 94 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 230001804 |
| Record Updated | Sep 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1186 FLAT ROCK RD, INDEPENDENCE, VA 24348-3733 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON VA |
| Recording Date | May 17, 2023 |
| Property Address | 1186 FLAT ROCK RD, INDEPENDENCE, VA 24348-3733 |
| Document Number | 000682/820 |
| Book / Page | 682 / 820 |
| Instrument Date | May 17, 2023 |
| Instrument | 230000905 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | APPALACHIAN TITLE AND ABSTRACTIN, APPALACHIAN TITLE & STLMNT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1186 FLAT ROCK RD, INDEPENDENCE, VA 24348-3733 |
| Document Number | 0230000906 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 230000906 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Mar 22, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON VA |
| Recording Date | Dec 21, 2020 |
| Property Address | 1186 FLAT ROCK RD, INDEPENDENCE, VA 24348-3733 |
| Document Number | 649/863 |
| Book / Page | 649 / 863 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 200002603 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | APPALACHIAN TITLE AND ABSTRACTIN, APPALACHIAN TITLE & STLMNT |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1186 FLAT ROCK RD, INDEPENDENCE, VA 24348-3733 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | GRAYSON VA |
| Recording Date | Jun 6, 2019 |
| Property Address | 1186 FLAT ROCK RD, INDEPENDENCE, VA 24348-3733 |
| Document Number | 630/166 |
| Book / Page | 630 / 166 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 190000935 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 STONE ST, THOMASVILLE, NC 27360-3844 |
Source: Grayson County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Grayson County |
| Unified School District | Grayson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $882.00 (-14.95%) | $152,200 (-) Land $16,500 Building $135,700 | $152,200 (-) Land $16,500 Building $135,700 |
| 2023 | $1,037.00 | $152,200 (-) Land $16,500 Building $135,700 | $152,200 (-) Land $16,500 Building $135,700 |
| 2022 | $152,200 Land $16,500 Building $135,700 | $152,200 Land $16,500 Building $135,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 81% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigaBeam Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures