13612 N Riverbluff Ln, Spokane, WA 99208 Property Records

Spokane County property record for 13612 N Riverbluff Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,664 sqft · built 2017
Lot Size	1.08 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$102,000 (May 2016)
Tax Bill	$11,647 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26022.0703`

Property Details

APN / Parcel Number

Primary APN	`26022.0703`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,664 sqft Living Area
Gross Area	4,552 sqft
1st Floor Area	2,664 sqft
2nd Floor Area	902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,480 sqft
Garage Type	Attached
Garage Area	986 sqft
Parking Spaces	4 Parking Spaces
Patio Area	156 sqft
Canopy	306 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13612 N RIVERBLUFF LN
City	SPOKANE
State	WA
Zip	99208-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	RIVER BLUFF RURAL CLUSTER 1ST ADD LT 3 BLK 2 (AFN# 6489058)
Legal Subdivision	RIVER BLUFF RURAL CLUSTER 1ST ADD
Legal Tract	F
Legal Block	2
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1008
Census Tract	10508

Owner

13612 N Riverbluff Ln is owned and occupied by two individuals who bought it in May 2016.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13612 N RIVERBLUFF LN, SPOKANE, WA 99208-9250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Jul 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
Jul 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FEDERAL NA
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2016 · Amount on File
Deed Sale	May 27, 2016 · Amount on File
Deed Document Number	20166501669
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13612 N RIVERBLUFF LN, SPOKANE, WA 99208-9250
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007468306
Date	Feb 5, 2026
Instrument	7468306

Lender

Name	MECHANICS BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13612 N RIVERBLUFF LN, SPOKANE, WA 99208-9250
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13512 N RIVERBLUFF LN, SPOKANE, WA 99208

Mortgage

Document Number	0007226737
Date	Jul 25, 2022
Instrument	7226737

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13612 N RIVERBLUFF LN, SPOKANE, WA 99208-9250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006619733
Date	Jul 11, 2017
Instrument	6619733

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13612 N RIVERBLUFF LN, SPOKANE, WA 99208-9250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006724518
Date	Jul 13, 2018
Instrument	6724518

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13612 N RIVERBLUFF LN, SPOKANE, WA 99208-9250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006919632
Date	May 13, 2020
Instrument	6919632

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 13612 N Riverbluff Ln was $11,647, up 5.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,647.00 (+5.35%)	$1,105,610 Land $301,710 Building $803,900	$1,105,610 Land $301,710 Building $803,900
2025	$11,056.00
2024		$946,200 (+41.65%) Land $195,000 Building $751,200	$946,200 (+41.65%) Land $195,000 Building $751,200
2023	$8,756.00 (+14.83%)	$668,000 Land $165,000 Building $503,000	$668,000 Land $165,000 Building $503,000
2022	$7,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13612 N Riverbluff Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13612 N Riverbluff Ln is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 47% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	River Bluff Water System private · serves 330 people · EPA ID WA53AB843
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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