13609 Gardner Ave, Lubbock, TX 79424 Property Records

Lubbock County property record for 13609 Gardner Ave, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,186 sqft · built 2020
Lot Size	0.532 acres (23,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$488,300 (Jan 2021)
Tax Bill	$10,752 (2025)
Deeds & Mortgages	May 2020 Construction Loan Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R328696`

Property Details

APN / Parcel Number

Primary APN	`R328696`
Alternative APN	`R8232000000000500000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,186 sqft Living Area
1st Floor Area	2,586 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,166 sqft (0.532 acres)
Garage Type	Attached
Garage Area	648 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13609 GARDNER AVE
City	LUBBOCK
State	TX
Zip	79424-3958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNDANCE ESTATES L 50
Legal Subdivision	SUNDANCE ESTATES
Legal Lot Number	50
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1006
Census Tract	10422

Owner

Source: Lubbock County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13609 GARDNER AVE, LUBBOCK, TX 79424-3958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK & TRUST
Jan 19, 2021	Vendor's Lien, Transfer · Conventional Mortgage SOUTHWEST BANK
Jan 10, 2019	Warranty Deed, Construction Loan · Construction Mortgage COMMERCIAL ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	20212562
Prior Transfer Date	Jan 15, 2021
Prior Transfer Doc	0000002562
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	13609 GARDNER AVE, LUBBOCK, TX 79424-3958
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017931
Date	May 8, 2020
Instrument	2020017931

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jan 19, 2021
Property Address	13609 GARDNER AVE, LUBBOCK, TX 79424-3958
Document Number	0000002562
Map Reference	DOC 2016026077
Instrument Date	Jan 15, 2021
Instrument	2021002562
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13609 GARDNER AVE, LUBBOCK, TX 79424-3958

Mortgage

Document Number	0000002563
Date	Jan 19, 2021
Instrument	2021002563

Lender

Name	SOUTHWEST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jan 10, 2019
Property Address	13609 GARDNER AVE, LUBBOCK, TX 79424-3958
Document Number	0000001093
Instrument Date	Jan 2, 2019
Instrument	1093
Transaction Type	Construction Loan
Record Updated	Jan 25, 2019
Title Company	TRUE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10210 FRANKFORD AVE #110 LUBBOCK TX 794245802, 110, LUBBOCK, TX 79424-5802

Mortgage

Document Number	1094
Date	Jan 10, 2019
Instrument	1094

Lender

Name	COMMERCIAL ST BK
Type	Bank
Address	ANDREWS, TX 79714

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 9, 2020

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,752.00 (+6.16%) Homeowner's exemption	$598,629 (+10.3%) Land $57,915 Building $540,714	$598,629 (+8.98%) Land $57,915 Building $540,714
2024	$10,128.00 (-1.2%)
2023	$10,251.00 (-4.57%) Homeowner's exemption	$542,747 Land $57,915 Building $491,380	$549,295 Land $57,915 Building $491,380
2022	$10,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: AT&T, Metronet, Optimum.

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