13606 Gardner Ave, Lubbock, TX 79424 Property Records

Lubbock County property record for 13606 Gardner Ave, Lubbock, TX 79424

Property Summary

Property TypeSingle Family Home
Details6 bd · 6.5 ba · 3,934 sqft · built 2019
Lot Size0.548 acres (23,862 sqft)
Owner2 Individual Names on Record
Tax Bill$18,603 (2025)
Deeds & MortgagesSep 2021 Second Mortgage
Sep 2021 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APNR328694

Property Details

APN / Parcel Number

Primary APNR328694
Alternative APN
  • R8232000000000480000

Interior

Bedrooms6 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,934 sqft Living Area
1st Floor Area3,034 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area23,862 sqft (0.548 acres)
Garage TypeAttached
Garage Area1,369 sqft

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area648 sqft
Pool House900 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address13606 GARDNER AVE
CityLUBBOCK
StateTX
Zip79424-3955
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNDANCE ESTATES L 48
Legal SubdivisionSUNDANCE ESTATES
Legal Block1
Legal Lot Number48
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1011
Census Tract10422

Owner

Source: Lubbock County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13606 GARDNER AVE, LUBBOCK, TX 79424-3955
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TEXAS TECH FCU
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
TEXAS TECH FCU
Aug 16, 2021Deed of Trust, Mortgage · Commercial Mortgage
WESTERN BANK
Mar 4, 2019Deed of Trust, Mortgage · Line of Credit
AMERICAN MOMENTUM BANK
Jan 15, 2021Grant Deed, Subdivision Related Transfer
TRUE TITLE PARTNERS, TRUE TITLE PTRS
Jan 12, 2021Special Warranty Deed, Transfer · Stand-Alone Second Mortgage
VERITEX COMMUNITY BANK
May 29, 2020Loan Modification, Mortgage
AMERICAN MOMENTUM BK
Jan 10, 2019Warranty Deed, Construction Loan · Construction Mortgage
COMMERCIAL ST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2021
Deed SaleJun 16, 2021
Prior SaleJan 12, 2021 · Amount on Record
Deed Document Number202130070
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address13606 GARDNER AVE, LUBBOCK, TX 79424-3955
Transaction TypeMortgage
Record UpdatedSep 27, 2021
Title CompanySERVICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048470
DateSep 20, 2021
Instrument2021048470
Lender
NameTEXAS TECH FCU
TypeCredit Union
AddressLUBBOCK, TX 79409
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address13606 GARDNER AVE, LUBBOCK, TX 79424-3955
Transaction TypeMortgage
Record UpdatedSep 27, 2021
Title CompanySERVICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048469
DateSep 20, 2021
Instrument2021048469
Lender
NameTEXAS TECH FCU
TypeCredit Union
AddressLUBBOCK, TX 79409
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address13606 GARDNER AVE, LUBBOCK, TX 79424-3955
Transaction TypeMortgage
Record UpdatedAug 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address9104 SALEM DR, LUBBOCK, TX 79424-5000

Mortgage

Document Number0000041566
DateAug 16, 2021
Instrument2021041566
Lender
NameWESTERN BANK
TypeBank
AddressLUBBOCK, TX 79401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address13606 GARDNER AVE, LUBBOCK, TX 79424-3955
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTRUE TITLE PARTNERS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007383
DateMar 4, 2019
Instrument2019007383
Lender
NameAMERICAN MOMENTUM BANK
TypeBank
AddressCOLLEGE STATION, TX 77845
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 29, 2020

January 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionLUBBOCK TX
Recording DateJan 15, 2021
Property Address13606 GARDNER AVE, LUBBOCK, TX 79424-3955
Document Number0000001772
Instrument DateJan 4, 2021
Instrument1772
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 27, 2021
Title CompanyTRUE TITLE PARTNERS, TRUE TITLE PTRS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13606 GARDNER AVE LUBBOCK TX 794243955, LUBBOCK, TX 79424-3955

January 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLUBBOCK TX
Recording DateJan 12, 2021
Property Address13606 GARDNER AVE, LUBBOCK, TX 79424-3955
Document Number0000001772
Map ReferenceDOC 2016026077
Instrument DateJan 4, 2021
Instrument2021001772
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyTRUE TITLE PARTNERS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13606 GARDNER AVE, LUBBOCK, TX 79424-3955

Mortgage

Document Number0000001773
DateJan 12, 2021
Instrument2021001773
Lender
NameVERITEX COMMUNITY BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateJan 4, 2026
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address13606 GARDNER AVE, LUBBOCK, TX 79424-3955
Document Number0000035884
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedSep 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10210 FRANKFORD AVE #110 LUBBOCK TX 794245840, 110, LUBBOCK, TX 79424-5840
InvestorPossibly a Property Investor

Mortgage

Document Number0000035884
DateAug 20, 2020
Instrument35884
Lender
NameAMERICAN MOMENTUM BK
TypeBank
AddressLUBBOCK, TX 79424
Agreement
Term12 Months
DueAug 19, 2021

January 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLUBBOCK TX
Recording DateJan 10, 2019
Property Address13606 GARDNER AVE, LUBBOCK, TX 79424-3955
Document Number0000001093
Instrument DateJan 2, 2019
Instrument1093
Transaction TypeConstruction Loan
Record UpdatedJan 25, 2019
Title CompanyTRUE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10210 FRANKFORD AVE #110 LUBBOCK TX 794245802, 110, LUBBOCK, TX 79424-5802

Mortgage

Document Number1094
DateJan 10, 2019
Instrument1094
Lender
NameCOMMERCIAL ST BK
TypeBank
AddressANDREWS, TX 79714
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 9, 2020

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,603.00 (-2.71%) Homeowner's exemption$978,032 (+7.42%) Land $59,655 Building $918,377$978,032 (+7.42%) Land $59,655 Building $918,377
2024$19,122.00 (+6.29%)
2023$17,990.00 (-7.6%) Homeowner's exemption$910,515 Land $59,655 Building $850,860$910,515 Land $59,655 Building $850,860
2022$19,470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20

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