13609 E 7th Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 13609 E 7th Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1970
Lot Size	0.321 acres (13,988 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,026 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45221.1703`

Property Details

APN / Parcel Number

Primary APN	`45221.1703`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	240 sqft
Unfinished Basement	720 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,988 sqft (0.321 acres)
Lot Dimensions	148 ft deep x 94 ft wide
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13609 E 7TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-0606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	MOORES SUBURBAN HOMES 1ST ADD L3 B6
Legal Range	44E
Legal Township	25N
Legal Section	22
Legal Subdivision	MOORES SUBURBAN HOMES 1ST ADD
Legal Block	6
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1011
Census Tract	12701

Owner

13609 E 7th Ave is owned and occupied by two individuals.

Source: Spokane County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13609 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Dec 29, 2021	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Feb 23, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13609 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007306216
Date	Sep 5, 2023
Instrument	7306216

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13609 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007152572
Date	Nov 22, 2021
Instrument	7152572

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13609 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007165957
Date	Dec 29, 2021
Instrument	7165957

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13609 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606
Document Number	0006685440
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13609 E 7TH AVE SPOKANE VALLEY WA 992160606, SPOKANE VALLEY, WA 99216-0606

Mortgage

Document Number	0006685440
Date	Feb 28, 2018
Instrument	6685440

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 13609 E 7th Ave was $3,026, up 1.7% from the year before.

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,026.00 (+1.71%)	$289,200 Land $120,000 Building $169,200	$289,200 Land $120,000 Building $169,200
2025	$2,975.00
2024		$277,800 (+18.57%) Land $80,000 Building $197,800	$277,800 (+18.57%) Land $80,000 Building $197,800
2023	$2,680.00 (-2.4%)	$234,300 Land $70,000 Building $164,300	$234,300 Land $70,000 Building $164,300
2022	$2,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13609 E 7th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13609 E 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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