13524 E 7th Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 13524 E 7th Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,292 sqft · built 1955
Lot Size	0.301 acres (13,110 sqft)
Owner	2 Individual Names on File
Last Sale	$326,000 (Aug 2020)
Tax Bill	$4,100 (2026)
Deeds & Mortgages	Aug 2022 Second Mortgage Jun 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45221.1328`

Property Details

APN / Parcel Number

Primary APN	`45221.1328`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,292 sqft Living Area
Gross Area	2,686 sqft
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Finished Basement	1,096 sqft
Unfinished Basement	100 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,110 sqft (0.301 acres)
Lot Dimensions	138 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	70 sqft
Patio Area	70 sqft
Canopy	70 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	13524 E 7TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-0606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	MOORES SUBR HOME L5 B4
Legal Range	44E
Legal Township	25N
Legal Section	22
Legal Subdivision	MOORES SUB
Legal Block	4
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1010
Census Tract	12701

Owner

13524 E 7th Ave is owned and occupied by two individuals who bought it in August 2020.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13524 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPOKANE TEACHERS CU
Jun 4, 2025	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Aug 19, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Apr 8, 2019	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on File
Deed Sale	Aug 19, 2020 · Amount on File
Prior Sale	Feb 24, 1998
Deed Document Number	20206957497
Prior Transfer Date	Jul 29, 1997
Prior Transfer Doc	0004126346
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13524 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007231866
Date	Aug 15, 2022
Instrument	7231866

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99210

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2042

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13524 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13524 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606

Mortgage

Document Number	0007420326
Date	Jun 4, 2025
Instrument	7420326

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 19, 2020
Property Address	13524 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606
Document Number	0006957497
Map Reference	VOL 3 PG 83
Instrument Date	Aug 17, 2020
Instrument	6957497
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,221.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13524 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606

Mortgage

Document Number	0006957498
Date	Aug 19, 2020
Instrument	6957498

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Mortgage

Document Number	0006957499
Date	Aug 19, 2020
Instrument	6957499

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13524 E 7TH AVE, SPOKANE VALLEY, WA 99216-0606
Document Number	0006796946
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13524 E 7TH AVE SPOKANE VALLEY WA 992160606, SPOKANE VALLEY, WA 99216-0606

Mortgage

Document Number	0006796946
Date	Apr 15, 2019
Instrument	6796946

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 13524 E 7th Ave was $4,100, up 3.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,100.00 (+3.61%)	$396,500 Land $120,000 Building $276,500	$396,500 Land $120,000 Building $276,500
2025	$3,957.00
2024		$386,000 (+18.3%) Land $80,000 Building $306,000	$386,000 (+18.3%) Land $80,000 Building $306,000
2023	$3,691.00 (-3%)	$326,300 Land $70,000 Building $256,300	$326,300 Land $70,000 Building $256,300
2022	$3,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13524 E 7th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13524 E 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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