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13605 el Mar Ave, Poway, CA 92064 Property Records

San Diego County property record for 13605 el Mar Ave, Poway, CA 92064 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,428 sqft · built 1970
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$497,500 (Jun 2014)
Tax Bill$6,983 (2025)
Deeds & MortgagesOct 2021 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN323-312-21-00

Property Details

APN / Parcel Number

Primary APN323-312-21-00
Alternative APN
  • 3233104700

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,428 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area6,000 sqft (0.138 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number3233104700
Street Address13605 EL MAR AVE
CityPOWAY
StateCA
Zip92064-5011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45 TR 006211
Legal SubdivisionRANCHO LA PAZ
Legal Tract006211
Legal Block2
Legal Lot Number45
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2002
Census Tract17010

Owner

Source: San Diego County records · APN 323-312-21-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13605 EL MAR AVE, POWAY, CA 92064-5011
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Feb 27, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2014 · Amount on Record
Deed SaleJun 10, 2014 · Amount on Record
Prior SaleApr 04, 2003 · Amount on Record
Deed Document Number2014239717
Last Transfer DateFeb 21, 2020
Transfer Doc0000101536
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13605 EL MAR AVE, POWAY, CA 92064-5011
Transaction TypeMortgage
Record UpdatedOct 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address13605 EL MAR AVE, POWAY, CA 92064-5011

Mortgage

Document Number0000691883
DateOct 04, 2021
Instrument2021-0691883
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 27, 2020
Property Address13605 EL MAR AVE, POWAY, CA 92064-5011
Document Number0000101536
Map ReferenceMAP 6211
Instrument DateFeb 21, 2020
Instrument2020-0101536
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address13605 EL MAR AVE, POWAY, CA 92064-5011

Mortgage

Document Number0000101537
DateFeb 27, 2020
Instrument2020-0101537
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$622,051 (+2%) Land $372,239 Building $249,812
2025$6,983.00 (+4.88%)$609,855 (+4.04%) Land $364,941 Building $244,914
2023$6,658.00 (+1.68%)$586,175 Land $350,771 Building $235,404
2022$6,548.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims1 (1980)
Most Recent ClaimFeb 1980, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 68% of the US · above 43% of California
Wildfire LikelihoodAbout 1 in 459 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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