1360 Rays Bridge Rd, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 1360 Rays Bridge Rd, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1996
Lot Size	0.484 acres (21,083 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Mar 2020)
Tax Bill	$998 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85840976099`

Property Details

APN / Parcel Number

Primary APN	`85840976099`
Alternative APNs	`858409076099` `00031494` `97041053`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	21,083 sqft (0.484 acres)
Patio Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97041053
Street Address	1360 RAYS BRIDGE RD
City	WHISPERING PINES
State	NC
Zip	28327-9177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSIII
Legal Description	WEDGEWOOD LOT 20 ALS ADVLTAX RAYS BRIDGE
Legal Subdivision	WEDGEWOOD
Legal Lot Number	20
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	2
Census Block	2034
Census Tract	950506

Owner

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1360 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Mar 13, 2020	Warranty Deed, Transfer · VA Mortgage USAA FSB
Oct 26, 2017	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2020 · Amount on Record
Deed Sale	Mar 13, 2020 · Amount on Record
Prior Sale	Oct 26, 2017 · Amount on Record
Deed Document Number	20204370
Deed Book / Page	5289 / 421
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	1360 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9177
Transaction Type	Mortgage
Record Updated	Feb 9, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1360 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9177

Mortgage

Document Number	0005967/82
Date	Jan 30, 2023
Book Page	5967/82
Instrument	2023001082

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Mar 13, 2020
Property Address	1360 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9177
Document Number	5289/421
Book / Page	5289 / 421
Map Reference	CAB 6 SL 153
Instrument Date	Mar 12, 2020
Instrument	2020004370
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 MOREAU ST, 10, MANCHESTER, NH 03102-1121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1360 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9177

Mortgage

Document Number	2020004371
Date	Mar 13, 2020
Instrument	2020004371

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Oct 26, 2017
Property Address	1360 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9177
Document Number	4892/147
Book / Page	4892 / 147
Map Reference	PL CAB 6 SL 153
Instrument Date	Oct 10, 2017
Instrument	2017015769
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1360 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9177

Mortgage

Document Number	2017015770
Date	Oct 26, 2017
Instrument	2017015770

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$998.00	$237,820 (-) Land $50,000 Building $187,820
2025	$998.00 (-7.76%)	$237,820 (-) Land $50,000 Building $187,820
2024			$237,820 (-) Land $50,000 Building $187,820
2023	$1,082.00	$237,820 Land $50,000 Building $187,820	$237,820 Land $50,000 Building $187,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2018–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rays Bridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures