1325 Rays Bridge Rd, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 1325 Rays Bridge Rd, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,704 sqft · built 1970
Lot Size	20.2 acres (879,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2005)
Tax Bill	$2,470 (2026)
Deeds & Mortgages	Jan 2023 Sale Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`858409158319`

Property Details

APN / Parcel Number

Primary APN	`858409158319`
Alternative APNs	`00031073` `20230063` `91772300` `91772200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,704 sqft Living Area
1st Floor Area	1,904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Rolled Roofing
Lot Area	879,912 sqft (20.2 acres)
Porch	Porch
Porch Area	322 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	91772300
Street Address	1325 RAYS BRIDGE RD
City	WHISPERING PINES
State	NC
Zip	28327-9178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	RAY LAND ALS ADVLTAX RAYS BRIDGE
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	3
Census Block	3021
Census Tract	950506

Owner

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1325 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Warranty Deed, Transfer
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2005 · Amount on Record
Deed Sale	May 5, 2005 · Amount on Record
Prior Sale	Nov 29, 1995 · Amount on Record
Deed Document Number	20058592
Deed Book / Page	2794 / 131
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jan 27, 2023
Property Address	1325 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9178
Document Number	005966/375
Book / Page	5966 / 375
Instrument Date	Jan 26, 2023
Instrument	2023001017
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount Recorded
Tax	$18.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1321 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9178

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	1325 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9178
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5572/324
Date	Mar 23, 2021
Book Page	5572/324
Instrument	2021006775

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,470.00 (+8,721.43%)	$588,210 (+8,562.89%) Land $308,560 Building $279,650
2025	$28.00 (-98.95%)	$6,790 (-98.85%) Land $6,790
2024			$588,210 (+8,562.89%) Land $308,560 Building $279,650
2023	$2,676.00	$588,210 Land $308,560 Building $279,650	$6,790 Land $6,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rays Bridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures