1360 Main St, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 1360 Main St, Cotuit, MA 02635

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,044 sqft · built 1940
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Trusts on Record
Last Sale	$5,695,000 (Sep 2025)
Tax Bill	$31,518 (2025)
Deeds & Mortgages	Sep 2025 Sale Feb 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`COTU M:033 L:022003`

Property Details

APN / Parcel Number

Primary APN	`COTU M:033 L:022003`
Alternative APN	`408641`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,044 sqft Living Area
Gross Area	5,988 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	68,389 sqft (1.57 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	408641
Street Address	1360 MAIN ST
City	COTUIT
State	MA
Zip	02635-3540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	22003
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1012
Census Tract	13200

Owner

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trusts on Record
Mailing Address	12167 BELLE MEADE RD, SAINT LOUIS, MO 63131-3851
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Quit Claim Deed, Transfer
Feb 28, 2023	Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Feb 28, 2023 · Amount on Record
Deed Book / Page	37169 / 281
Record Updated	Sep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COTUIT MA
Recording Date	Sep 8, 2025
Property Address	1360 MAIN ST, COTUIT, MA 02635-3540
Document Number	037169-281
Book / Page	37169 / 281
Instrument Date	Aug 25, 2025
Instrument	36041
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12167 BELLE MEADE RD, SAINT LOUIS, MO 63131-3851

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	COTUIT MA
Recording Date	Feb 28, 2023
Property Address	1360 MAIN ST, COTUIT, MA 02635-3540
Document Number	035657-225
Book / Page	35657 / 225
Instrument Date	Feb 28, 2023
Instrument	7925
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1360 MAIN ST, COTUIT, MA 02635-3540

Mortgage

Document Number	0000007926
Date	Feb 28, 2023
Instrument	7926

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,518.00 (-27.33%)	$3,774,658 (-31.42%) Land $2,839,358 Building $935,300	$6,071,165
2024	$43,370.00 (+3.82%)	$5,503,800 (+10.28%) Land $4,723,600 Building $780,200
2023	$41,773.00	$4,990,800 Land $4,306,800 Building $684,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	9 (1990–2023)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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