1355 Main St, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 1355 Main St, Cotuit, MA 02635

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,536 sqft · built 1930
Lot Size	0.98 acres (42,689 sqft)
Owner	Trust Name on Record
Last Sale	$720,000 (Aug 2020)
Tax Bill	$12,715 (2025)
Deeds & Mortgages	May 2024 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`COTU M:018 L:126`

Property Details

APN / Parcel Number

Primary APN	`COTU M:018 L:126`
Alternative APN	`5906`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,619 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	42,689 sqft (0.98 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5906
Street Address	1355 MAIN ST
City	COTUIT
State	MA
Zip	02635-3647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	126
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1012
Census Tract	13200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	780 BOYLSTON ST, 25H, BOSTON, MA 02199-7825
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Aug 17, 2020	Quit Claim Deed, Transfer MIDDLESEX SVGS BK
Aug 17, 2020	Correction Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Aug 17, 2020 · Amount on Record
Deed Book / Page	33173 / 30
Last Transfer Date	Feb 24, 2021
Transfer Doc	0000013312
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTUIT MA
Property Address	1355 MAIN ST, COTUIT, MA 02635-3647
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036358-344
Date	May 13, 2024
Book Page	36358/344
Instrument	18128

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTUIT MA
Property Address	1355 MAIN ST, COTUIT, MA 02635-3647
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035510-315
Date	Nov 29, 2022
Book Page	35510/315
Instrument	58583

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Aug 17, 2020
Property Address	1355 MAIN ST, COTUIT, MA 02635-3647
Document Number	33173-30
Book / Page	033173 / 000030
Instrument Date	Aug 14, 2020
Instrument	41947
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$4,104.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 BOYLSTON ST #25H BOSTON MA 021997825, 25H, BOSTON, MA 02199-7825

Mortgage

Document Number	33173-33
Date	Aug 17, 2020
Book Page	033173/000033
Instrument	41948

Lender

Name	MIDDLESEX SVGS BK
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

Mortgage

Document Number	33374-317,
Date	Aug 17, 2020
Book Page	033374/000317
Instrument	57013

Lender

Name	MIDDLESEX SVGS BK
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

August 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Aug 17, 2020
Property Address	1355 MAIN ST, COTUIT, MA 02635-3647
Document Number	33173-25
Book / Page	033173 / 000025
Instrument Date	Aug 14, 2020
Instrument	41945
Transaction Type	Transfer
Record Updated	Sep 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$4,061.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LINCOLN RD WELLESLEY MA 024816117, WELLESLEY, MA 02481-6117

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,715.00 (+6.36%)	$1,522,800 (+0.38%) Land $1,108,900 Building $413,900	$1,245,545
2024	$11,955.00 (+6.08%)	$1,517,100 (+12.67%) Land $1,108,900 Building $408,200
2023	$11,270.00	$1,346,500 Land $992,100 Building $354,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	9 (1990–2023)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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