1360 Co Rd 281, Gainesville, TX 76240 Property Records

Cooke County property record for 1360 Co Rd 281, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,234 sqft · built 2022
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,822 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0465-005-00001`

Property Details

APN / Parcel Number

Primary APN	`0465-005-00001`
Alternative APN	`318771`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,234 sqft Living Area
1st Floor Area	2,084 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Mixed
Garage Area	1,322 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	3,657 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0465-005-00001
Street Address	1360 COUNTY ROAD 281
City	GAINESVILLE
State	TX
Zip	76240-8614
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HODGE JL 0465 ACRES 2.5
Legal Subdivision	HODGE JL
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2018
Census Tract	701

Owner

1360 Co Rd 281, a rural home, is owned and occupied by two individuals who acquired it in March 2021.

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1360 COUNTY ROAD 281, GAINESVILLE, TX 76240-8614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 16, 2021	Warranty Deed, Transfer HOWETH TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021
Deed Sale	Mar 16, 2021
Deed Document Number	20212153
Deed Book / Page	2403 / 836
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1360 COUNTY ROAD 281, GAINESVILLE, TX 76240-8614
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1360 COUNTY ROAD 281, GAINESVILLE, TX 76240-8614

Mortgage

Document Number	002563/594
Date	Feb 22, 2023
Book Page	2563/594
Instrument	2023-1092

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Mar 16, 2021
Property Address	1360 COUNTY ROAD 281, GAINESVILLE, TX 76240-8614
Document Number	002403/836
Book / Page	2403 / 836
Map Reference	VOL 2112 PG 724
Instrument Date	Mar 15, 2021
Instrument	2153
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9892 BRWRIDGE CIRCLE, PILOT POINT, TX 76258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3808 SHERATON RD, DENTON, TX 76209-7722

Tax Assessment & Valuation

The 2026 property tax bill for 1360 Co Rd 281 was $6,822 with exemptions applied, up 70.2% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,822.00 (+70.17%) Homeowner's exemption Senior Citizen's exemption	$492,750 (-3.82%) Land $166,833 Building $325,917	$492,750 (-3.82%) Land $166,833 Building $325,917
2025	$4,009.00 (-16.77%) Homeowner's exemption Senior Citizen's exemption	$512,319 Land $166,833 Building $345,486	$512,319 Land $166,833 Building $345,486
2024	$4,817.00
2023		$458,178 Land $119,417 Building $338,761	$458,178 Land $119,417 Building $338,761
2022	$462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1360 Co Rd 281 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1360 Co Rd 281 is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
ElektraFi Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Rise Broadband, T-Mobile, Verizon.

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