1036 Co Rd 281, Gainesville, TX 76240 Property Records

Cooke County property record for 1036 Co Rd 281, Gainesville, TX 76240

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,920 sqft · built 2015
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on File
Last Sale	$190,400 (Feb 2015)
Tax Bill	$5,564 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0080-005-00000`

Property Details

APN / Parcel Number

Primary APN	`0080-005-00000`
Alternative APN	`26361`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,920 sqft Living Area
Gross Area	7,536 sqft
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Mobile Home
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	261,360 sqft (6 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0080-005-00000
Street Address	1036 COUNTY ROAD 281
City	GAINESVILLE
State	TX
Zip	76240-8510
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BRUNK W 0080 ACRES 6.0 LABEL# PFS1141150 SN1 PHH330TX1419097A TITLE # MH00573476
Legal Subdivision	BRUNK W
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2017
Census Tract	701

Owner

1036 Co Rd 281, a mobile home, is owned and occupied by two individuals who bought it in February 2015.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1036 COUNTY ROAD 281, GAINESVILLE, TX 76240-8510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2015 · Amount on File
Deed Sale	Feb 10, 2015 · Amount on File
Prior Sale	Aug 6, 2012 · Amount on File
Deed Document Number	201555318
Deed Book / Page	1994 / 636
Prior Transfer Date	Jan 28, 2015
Prior Transfer Doc	001994/636
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1036 COUNTY ROAD 281, GAINESVILLE, TX 76240-8510
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002377/382
Date	Nov 18, 2020
Book Page	2377/382
Instrument	9454

Lender

Name	EECU
Type	Credit Union
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 1036 Co Rd 281 was $5,564 with exemptions applied, up 173% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,564.00 (+173.01%) Homeowner's exemption Senior Citizen's exemption	$401,912 (+8.42%)	$588,812 (-1.01%) Land $300,000 Building $288,812
2025	$2,038.00 (-11.66%) Homeowner's exemption Senior Citizen's exemption	$370,685 Land $306,000 Building $288,812	$594,812 Land $306,000 Building $288,812
2024	$2,307.00
2023		$316,489 Land $203,400 Building $258,092	$461,492 Land $203,400 Building $258,092
2022	$3,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1036 Co Rd 281 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1036 Co Rd 281 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
ElektraFi Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 281

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