1360 Bells Mill Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1360 Bells Mill Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,346 sqft · built 1995
Lot Size	0.439 acres (19,123 sqft)
Owner	Individual Name on File
Last Sale	$63,000 (Nov 1998)
Tax Bill	$4,715 (2025)
Deeds & Mortgages	Jul 2023 Refinance Feb 2019 Mortgage + 9 more
APN	`0460000000190`

Property Details

APN / Parcel Number

Primary APN	`0460000000190`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,346 sqft Living Area
1st Floor Area	1,620 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,123 sqft (0.439 acres)
Lot Dimensions	242 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	560 sqft
Porch	Open Porch
Porch Area	520 sqft
Patio Area	495 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1360 BELLS MILL RD
City	CHESAPEAKE
State	VA
Zip	23322-7406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	1 SUBDIV OF PART OF PROP OF A H JOHNSON
Legal Subdivision	BELLS MILL MISC MAPS 046, 047
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3007
Census Tract	21005

Owner

1360 Bells Mill Rd is owned and occupied by an individual who bought it in November 1998.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1360 BELLS MILL RD, CHESAPEAKE, VA 23322-7406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Feb 8, 2019	Deed of Trust, Mortgage · FHA Mortgage NEW DAY FINANCIAL LLC
Dec 13, 2007	Deed of Trust, Mortgage · Conventional Mortgage CASTLE POINT MTG INC
Oct 28, 2009	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 30, 2019	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 5, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Feb 8, 2019	Deed of Trust, Mortgage · FHA Mortgage NEW DAY FINANCIAL LLC
Feb 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NEW DAY FINANCIAL LLC
Oct 30, 2019	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 1998 · Amount on File
Deed Sale	Nov 12, 1998 · Amount on File
Deed Book / Page	3775 / 557
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1360 BELLS MILL RD, CHESAPEAKE, VA 23322-7406
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10677/1915
Date	Jul 11, 2023
Book Page	10677/1915
Instrument	230014536

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1360 BELLS MILL RD, CHESAPEAKE, VA 23322-7406
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA STLMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009986/307
Date	Feb 8, 2019
Book Page	9986/307
Instrument	190003043

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1360 BELLS MILL RD, CHESAPEAKE, VA 23322-7406
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007307/274
Date	Dec 13, 2007
Book Page	7307/274

Lender

Name	CASTLE POINT MTG INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2037

Interest

Rate Type	Fixed Rate

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1360 BELLS MILL RD, CHESAPEAKE, VA 23322-7406
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007969/368
Date	Oct 28, 2009
Book Page	7969/368

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2039

Interest

Rate Type	Fixed Rate
Rate	5.38%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1360 BELLS MILL RD, CHESAPEAKE, VA 23322-7406
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010073/939
Date	Oct 30, 2019
Book Page	10073/939
Instrument	190029704

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1360 BELLS MILL RD, CHESAPEAKE, VA 23322-7406
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010782/846
Date	Sep 5, 2024
Book Page	10782/846
Instrument	240018322

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2054

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1360 BELLS MILL RD, CHESAPEAKE, VA 23322-7406
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010310/937
Date	Feb 11, 2021
Book Page	10310/937
Instrument	210006721

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1360 BELLS MILL RD, CHESAPEAKE, VA 23322-7406
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10310/937
Date	Feb 11, 2021
Book Page	10310/937
Instrument	210006721

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1360 BELLS MILL RD, CHESAPEAKE, VA 23322-7406
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	COMMONWEALTH USA STLMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9986/307
Date	Feb 8, 2019
Book Page	9986/307
Instrument	190003043

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1360 BELLS MILL RD, CHESAPEAKE, VA 23322-7406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH USA STLMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9986/307
Date	Feb 8, 2019
Book Page	9986/307
Instrument	190003043

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1360 BELLS MILL RD, CHESAPEAKE, VA 23322-7406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10073/939
Date	Oct 30, 2019
Book Page	10073/939
Instrument	190029704

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1360 Bells Mill Rd was $4,715.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,900 (+8.8%) Land $180,000 Building $327,900	$507,900 (+8.8%) Land $180,000 Building $327,900
2025	$4,715.00	$466,800 Land $160,000 Building $306,800	$466,800 Land $160,000 Building $306,800
2023		$433,300 (+15.15%) Land $140,000 Building $293,300	$433,300 (+15.15%) Land $140,000 Building $293,300
2022		$376,300 Land $125,000 Building $251,300	$376,300 Land $125,000 Building $251,300
2019	$3,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1360 Bells Mill Rd; there have been 32 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 195 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	195 in force
Nearby Flood Claims	32 (2003–2022)
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Matthew, Oct 2016 · 6 claims Hurricane Sandy, Oct 2012 · 3 claims Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1360 Bells Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880