1332 Bells Mill Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1332 Bells Mill Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,358 sqft · built 1984
Lot Size	0.387 acres (16,858 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,257 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
APN	`0460000000130`

Property Details

APN / Parcel Number

Primary APN	`0460000000130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,358 sqft Living Area
1st Floor Area	1,324 sqft
Attic	Attic
Attic Area	300 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,858 sqft (0.387 acres)
Lot Dimensions	214 ft deep x 79 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1332 BELLS MILL RD
City	CHESAPEAKE
State	VA
Zip	23322-7180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	7 PROP LINE ADJ PLT LOT 5 THRU 10 INCL&40 FT ST
Legal Subdivision	BELLS MILL MISC MAPS 046, 047
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3007
Census Tract	21005

Owner

1332 Bells Mill Rd is owned and occupied by two individuals.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1332 BELLS MILL RD, CHESAPEAKE, VA 23322-7180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1332 BELLS MILL RD, CHESAPEAKE, VA 23322-7180
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010158/842
Date	Jun 2, 2020
Book Page	10158/842
Instrument	200017085

Lender

Name	BANK OF AMERICA NA

Agreement

Amount	Amount on Record
Term	359 Months
Due	May 5, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1332 Bells Mill Rd was $4,257.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,000 (+7.71%) Land $180,000 Building $274,000	$454,000 (+7.71%) Land $180,000 Building $274,000
2025	$4,257.00	$421,500 Land $160,000 Building $261,500	$421,500 Land $160,000 Building $261,500
2023		$389,400 (+14.23%) Land $140,000 Building $249,400	$389,400 (+14.23%) Land $140,000 Building $249,400
2022		$340,900 Land $125,000 Building $215,900	$340,900 Land $125,000 Building $215,900
2019	$2,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1332 Bells Mill Rd; there have been 32 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 195 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	195 in force
Nearby Flood Claims	32 (2003–2022)
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Matthew, Oct 2016 · 6 claims Hurricane Sandy, Oct 2012 · 3 claims Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1332 Bells Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880