Henderson County property record for 136 Suttles Rd, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,064 sqft · built 1943 |
| Lot Size | 2.13 acres (92,783 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,901 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9597149360 |
| Primary APN | 9597149360 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,064 sqft Heated Area |
| 1st Floor Area | 656 sqft |
| Attic | Attic |
| Attic Area | 96 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 92,783 sqft (2.13 acres) |
| Porch | Slab |
|---|---|
| Deck Area | 336 sqft |
| Patio Area | 64 sqft |
| Canopy | 96 sqft |
| Utility Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10000928 |
|---|---|
| Street Address | 136 SUTTLES RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-9658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10000928~R |
| Legal Description | SR1886 ON SUTTLES RD LOA PL2017-10511 |
| Legal Block | 14 |
| Legal Lot Number | 9360 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 930201 |
136 Suttles Rd is owned and occupied by two individuals.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 136 SUTTLES RD, FLAT ROCK, NC 28731-9658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Mar 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI HOMETRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 136 SUTTLES RD, FLAT ROCK, NC 28731-9658 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0036360181 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 3636/181 |
| Instrument | 942778 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 136 SUTTLES RD, FLAT ROCK, NC 28731-9658 |
| Document Number | 0033140198 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 136 SUTTLES RD FLAT ROCK NC 287319658, FLAT ROCK, NC 28731-9658 |
| Document Number | 0033140198 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 003314/000198 |
| Instrument | 900563 |
| Name | HOMETRUST BK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802-0010 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 136 Suttles Rd was $1,901.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,900 Land $51,300 Building $287,600 | ||
| 2025 | $1,901.00 | ||
| 2023 | $340,700 Land $51,300 Building $289,400 | $338,900 Land $51,300 Building $287,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 136 Suttles Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 136 Suttles Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: AT&T, Optimum, Verizon.
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