Henderson County property record for 130 Suttles Rd, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,961 sqft · built 2000 |
| Lot Size | 2.29 acres (99,752 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,740 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9597143032 |
| Primary APN | 9597143032 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,961 sqft Heated Area |
| 1st Floor Area | 1,961 sqft |
| Basement Area | 1,961 sqft |
| Unfinished Basement | 1,961 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 99,752 sqft (2.29 acres) |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 467 sqft |
| Deck Area | 291 sqft |
| Shed | 1 Shed |
| Shed Area | 728 sqft |
| Cabin | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9930628 |
|---|---|
| Street Address | 130 SUTTLES RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-9658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9930628~R3 |
| Legal Description | SR1886 ON SUTTLES RD UN |
| Legal Block | 14 |
| Legal Lot Number | 3032 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 930201 |
Source: Henderson County records · APN 9597143032
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 SUTTLES RD, FLAT ROCK, NC 28731-9658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 03, 2021 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 130 SUTTLES RD, FLAT ROCK, NC 28731-9658 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0037930556 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 3793/556 |
| Instrument | 963940 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Feb 03, 2021 |
| Property Address | 130 SUTTLES RD, FLAT ROCK, NC 28731-9658 |
| Document Number | 0036460107 |
| Book / Page | 003646 / 000107 |
| Instrument Date | Feb 03, 2021 |
| Instrument | 944073 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 124 JIM S HOMESTEAD WAY FLAT ROCK NC 28731, FLAT ROCK, NC 28731 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $488,500 (-) Land $52,900 Building $435,600 | ||
| 2025 | $2,740.00 | ||
| 2023 | $488,500 Land $52,900 Building $435,600 | $488,500 Land $52,900 Building $435,600 |
Source: FEMA National Flood Hazard Layer as of October 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
May also be available: Verizon.
Based on FCC filings for 37 locations within half a mile of this property.
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