136 Pt Overlook Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 136 Pt Overlook Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,224 sqft · built 2021
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$359,000 (Jan 2022)
Tax Bill	$1,476 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`449901297924000`

Property Details

APN / Parcel Number

Primary APN	`449901297924000`
Alternative APNs	`31345` `56519`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,224 sqft Heated Area
Gross Area	3,184 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	217 ft deep x 226 ft wide
Terrain	Mountain
Porch	Slab
Porch Area	824 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56519
Street Address	136 POINT OVERLOOK TRL
City	MURPHY
State	NC
Zip	28906-5685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 OVERLOOK @ MARTINS CRK 1614/901
Legal Subdivision	OVERLOOK AT MARTINS CREEK
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1021
Census Tract	930501

Owner

136 Pt Overlook Trl is owned and occupied by two individuals who bought it in January 2022.

Source: Cherokee County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	136 POINT OVERLOOK TRL, MURPHY, NC 28906-5685
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL LENDING
Jan 11, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on File
Deed Sale	Jan 11, 2022 · Amount on File
Deed Document Number	2022173
Deed Book / Page	1701 / 248
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Sep 17, 2026
Property Address	136 POINT OVERLOOK TRL, MURPHY, NC 28906-5685
Document Number	0000004813
Book / Page	1810 / 22
Instrument Date	Sep 11, 2026
Instrument	20264813
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 POINT OVERLOOK TRL, MURPHY, NC 28906-5685

Mortgage

Document Number	0000004813,
Date	Sep 17, 2026
Book Page	1810/22
Instrument	20264813

Lender

Name	CAPITAL LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 11, 2022
Property Address	136 POINT OVERLOOK TRL, MURPHY, NC 28906-5685
Document Number	001701/248
Book / Page	1701 / 248
Map Reference	MB 1275 PG 65
Instrument Date	Dec 10, 2021
Instrument	173
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$718.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	639 PENLAND RD, 639, BRASSTOWN, NC 28902-8026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 POINT OVERLOOK TRL, MURPHY, NC 28906-5685

Mortgage

Document Number	0001701251
Date	Jan 11, 2022
Instrument	1701/251

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 136 Pt Overlook Trl was $1,476.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,476.00	$216,000	$216,000 Land $30,000 Building $186,000
2023		$216,000	$216,000 Land $30,000 Building $186,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 136 Pt Overlook Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 136 Pt Overlook Trl is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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