103 Pt Overlook Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 103 Pt Overlook Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,309 sqft · built 2007
Lot Size	1.03 acres (44,867 sqft)
Owner	Company Name on Record
Last Sale	$499,000 (Feb 2023)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`449901298737000`

Property Details

APN / Parcel Number

Primary APN	`449901298737000`
Alternative APN	`55967`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,309 sqft Heated Area
Basement Area	1,057 sqft
Finished Basement	1,057 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Lot Dimensions	276 ft deep x 327 ft wide
Terrain	Mountain

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	584 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	55967
Street Address	103 POINT OVERLOOK TRL
City	MURPHY
State	NC
Zip	28906-5685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 & P/O LOT 4 OVERLOOK @ MARTINS CRK 1560/256
Legal Lot Number	2,4
Jurisdiction	CHEROKEE NC
Census Block Group	1
Census Block	1021
Census Tract	930501

Owner

Source: Cherokee County records, as of October 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	103 POINT OVERLOOK TRL, MURPHY, NC 28906-5685
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIMELENDING
Oct 27, 2021	Warranty Deed, Transfer
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 11, 2017	Warranty Deed, Transfer · ARM CHAMPION CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Prior Sale	Oct 27, 2021 · Amount on Record
Deed Document Number	598
Deed Book / Page	1729 / 292
Record Updated	Jun 7, 2026

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 10, 2023
Property Address	103 POINT OVERLOOK TRL, MURPHY, NC 28906-5685
Document Number	001729/292
Book / Page	1729 / 292
Instrument Date	Feb 9, 2023
Instrument	598
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2665 AVA CIR, PORT ORANGE, FL 32128-6681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 POINT OVERLOOK TRL, MURPHY, NC 28906-5685

Mortgage

Document Number	0001729296
Date	Feb 10, 2023
Instrument	1729/296

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 27, 2021
Property Address	103 POINT OVERLOOK TRL, MURPHY, NC 28906-5685
Document Number	1694/1415
Book / Page	1694 / 1415
Instrument Date	Oct 27, 2021
Instrument	7271
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Amount	Amount Recorded
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5403 GLADEHILL DR, 5403, KINGWOOD, TX 77345-2443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 LUNA BELLA LN, NEW SMYRNA, FL 32168-4681
Investor	Possibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	103 POINT OVERLOOK TRL, MURPHY, NC 28906-5685
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1661/1
Date	Oct 20, 2020
Book Page	1661/1
Instrument	6025

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 11, 2017
Property Address	103 POINT OVERLOOK TRL, MURPHY, NC 28906-5685
Document Number	01560/0256
Book / Page	01560 / 0256
Instrument Date	May 9, 2017
Instrument	02014
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1255 CORNERSTONE DR, 1255, BATON ROUGE, LA 70810-4773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 POINT OVERLOOK TRL, MURPHY, NC 28906-5685

Mortgage

Document Number	02015
Date	May 11, 2017
Instrument	02015

Lender

Name	CHAMPION CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 1, 2019
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$288,640	$288,640 Land $30,000 Building $258,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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