136 Links Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 136 Links Ln, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 1,270 sqft · built 1997
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,591 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-450-002-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-450-002-000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	1,270 sqft Building Perimeter
1st Floor Area	1,270 sqft
Basement Area	1,270 sqft
Unfinished Basement	1,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	11,761 sqft (0.27 acres)
Garage Area	838 sqft
Driveway	Concrete Driveway
Driveway Area	481 sqft
Porch	Slab
Porch Area	210 sqft
Patio Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	136 LINKS LN
City	WATERLOO
State	IL
Zip	62298-1585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 2 EAST RIDGE 6
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	EAST RIDGE
Legal Lot Number	2
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	1
Census Block	1006
Census Tract	600401

Owner

136 Links Ln is owned and occupied by two individuals.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	136 LINKS LN, WATERLOO, IL 62298-1585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Jul 16, 2019	Deed of Trust, Mortgage · Balloon Mortgage TRANSPORTATION FCU
Sep 9, 2020	Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAP
Jun 8, 2019	Deed of Trust, Mortgage · Conventional with PMI ENDEAVOR CAP
Feb 22, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	Jun 3, 2026
Property Address	136 LINKS LN, WATERLOO, IL 62298-1585
Document Number	0000442889
Instrument Date	May 29, 2026
Instrument	2026442889
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	136 LINKS LN, WATERLOO, IL 62298-1585

Mortgage

Document Number	0000442889,
Date	Jun 3, 2026
Instrument	2026442889

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	136 LINKS LN, WATERLOO, IL 62298-1585
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000422079
Date	Jan 13, 2022
Instrument	422079

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	252 Months
Due	Jan 5, 2042

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	136 LINKS LN, WATERLOO, IL 62298-1585
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000402466
Date	Jul 16, 2019
Instrument	402466

Lender

Name	TRANSPORTATION FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 13, 2029

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	136 LINKS LN, WATERLOO, IL 62298-1585
Document Number	0000411026
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	136 LINKS LN WATERLOO IL 622981585, WATERLOO, IL 62298-1585

Mortgage

Document Number	0000411026
Date	Sep 17, 2020
Instrument	411026

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	136 LINKS LN, WATERLOO, IL 62298-1585
Document Number	0000402086
Instrument Date	Jun 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	136 LINKS LN WATERLOO IL 622981585, WATERLOO, IL 62298-1585

Mortgage

Document Number	0000402086
Date	Jun 21, 2019
Instrument	402086

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Feb 22, 2017
Property Address	136 LINKS LN, WATERLOO, IL 62298-1585
Document Number	0000388421
Instrument Date	Feb 22, 2017
Instrument	388421
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 LINKS LN, WATERLOO, IL 62298-1585

Mortgage

Document Number	0000388422
Date	Feb 22, 2017
Instrument	388422

Lender

Name	AMERICAN PORTFOLIO MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 136 Links Ln was $7,591, up 8.5% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,591.00 (+8.52%) Homeowner's exemption	$130,170 Land $16,740 Building $113,430	$390,510 Land $50,220 Building $340,290
2024	$6,995.00
2022	Additional exemption filed	$85,000 Land $12,980 Building $72,020	$255,000 Land $38,940 Building $216,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 136 Links Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 136 Links Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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