135 Links Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 135 Links Ln, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 2,185 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$442,000 (Jun 2023)
Tax Bill	$8,619 (2025)
Deeds & Mortgages	Jun 2023 Sale Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-450-021-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-450-021-000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,185 sqft Living Area
1st Floor Area	2,185 sqft
Basement Area	2,185 sqft
Unfinished Basement	2,185 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	12,197 sqft (0.28 acres)
Garage Area	832 sqft
Driveway	Concrete Driveway
Driveway Area	1,152 sqft
Porch	Slab
Porch Area	521 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	135 LINKS LN
City	WATERLOO
State	IL
Zip	62298-1588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 21 EAST RIDGE 6
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	EAST RIDGE
Legal Lot Number	21
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	1
Census Block	1006
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 LINKS LN, WATERLOO, IL 62298-1588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer ACCENT TITLE
Aug 15, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU
May 10, 2021	Intrafamily Transfer, Transfer
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANKCENTRE
Mar 2, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Nov 7, 2017	Deed of Trust, Mortgage · Line of Credit SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Deed Document Number	2023429382
Last Transfer Date	Aug 14, 2023
Transfer Doc	0000430131
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 14, 2023
Property Address	135 LINKS LN, WATERLOO, IL 62298-1588
Document Number	0000429382
Instrument Date	Jun 7, 2023
Instrument	429382
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Tax	$663.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	135 LINKS LN, WATERLOO, IL 62298-1588

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Aug 15, 2023
Property Address	135 LINKS LN, WATERLOO, IL 62298-1588
Document Number	0000430131
Instrument Date	Apr 28, 2023
Instrument	430131
Transaction Type	Transfer
Record Updated	Sep 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 LINKS LN, WATERLOO, IL 62298-1588

Mortgage

Document Number	0000430132
Date	Aug 15, 2023
Instrument	430132

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Apr 1, 2038

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	May 10, 2021
Property Address	135 LINKS LN, WATERLOO, IL 62298-1588
Document Number	0000417046
Instrument Date	Apr 30, 2021
Instrument	417046
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 LINKS LN, WATERLOO, IL 62298-1588

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	135 LINKS LN, WATERLOO, IL 62298-1588
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415361
Date	Mar 4, 2021
Instrument	415361

Lender

Name	MIDWEST BANKCENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 2, 2020
Property Address	135 LINKS LN, WATERLOO, IL 62298-1588
Document Number	0000406457
Map Reference	DOC 383358
Instrument Date	Feb 28, 2020
Instrument	406457
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 LINKS LN, WATERLOO, IL 62298-1588

Mortgage

Document Number	0000406458
Date	Mar 2, 2020
Instrument	406458

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	135 LINKS LN, WATERLOO, IL 62298-1588
Document Number	0000392928
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	ILLINOIS TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	135 LINKS LN WATERLOO IL 622981588, WATERLOO, IL 62298-1588

Mortgage

Document Number	0000392928
Date	Nov 14, 2017
Instrument	392928

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 13, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,619.00 (+6.18%) Homeowner's exemption	$147,010 (+39.85%) Land $16,790 Building $130,220	$441,030 (+39.85%) Land $50,370 Building $390,660
2024	$8,117.00
2022	Additional exemption filed	$105,120 (+1.35%) Land $15,410 Building $89,710	$315,360 (+1.35%) Land $46,230 Building $269,130
2021	Additional exemption filed	$103,720 Land $13,010 Building $90,710	$311,160 Land $39,030 Building $272,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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