13597 Wayne St, Union, MI 49130 Property Records

Cass County property record for 13597 Wayne St, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Dec 2019)
Tax Bill	$3,138 (2025)
Deeds & Mortgages	Dec 2019 Sale Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-120-221-005-00`

Property Details

APN / Parcel Number

Primary APN	`14-120-221-005-00`

Interior

Full Baths	2 Baths
Building Area	1,344 sqft Building Perimeter
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Lot Area	6,970 sqft (0.16 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13597 WAYNE ST
City	UNION
State	MI
Zip	49130-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. (339D 8-13 397-238) BEG 387.35 FT W OF N 1/4 POST, TH W ON N LINE SEC 91.94 FT, S 31 DEG 58' W 102 FT TO INDIANA LAKE, S 58
Legal Lot Number	23
Jurisdiction	CASS MI
Township / Civil Division	PORTER
Census Block Group	2
Census Block	2053
Census Tract	1000

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13597 WAYNE ST, UNION, MI 49130-9767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 29, 2017	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Prior Sale	Mar 29, 2017 · Amount on File
Deed Book / Page	1164 / 999
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Dec 2, 2019
Property Address	13597 WAYNE ST, UNION, MI 49130-9767
Document Number	1164/0999
Book / Page	1164 / 0999
Instrument Date	Nov 27, 2019
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$2,967.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19242 BROKEN TREE CT, BRISTOL, IN 46507-8413

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Mar 29, 2017
Property Address	13597 WAYNE ST, UNION, MI 49130-9767
Document Number	1120/1975
Book / Page	1120 / 1975
Instrument Date	Mar 28, 2017
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2643 CYPRESS WAY, 2643, SOUTH BEND, IN 46615-2753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13597 WAYNE ST, UNION, MI 49130-9767

Mortgage

Document Number	11201977
Date	Mar 29, 2017
Instrument	1120/1977

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Porter Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$849,100 (+520.23%) Land $849,100	$1,698,200 (+520.23%) Land $1,698,200
2025	$3,138.00 (-60.17%) Homeowner's exemption	$136,900 (-36.62%) Land $136,900	$273,800 (-36.62%) Land $273,800
2023		$216,000	$432,000
2022	$7,878.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Wayne St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures