1359 Nicholas Ln, Moneta, VA 24121 Property Records

Bedford County property record for 1359 Nicholas Ln, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 2,572 sqft · built 2009
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$1,625,000 (Oct 2025)
Tax Bill	$3,934 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`241 A 6D`

Property Details

APN / Parcel Number

Primary APN	`241 A 6D`
Alternative APNs	`90510146` `509545`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,572 sqft Living Area
Gross Area	4,131 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	41 sqft
Deck Area	418 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	509545
Street Address	1359 NICHOLAS LN
City	MONETA
State	VA
Zip	24121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 PB 50/342
Legal Lot Number	1
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1009
Census Tract	30503

Owner

1359 Nicholas Ln is owned by a company that bought it in October 2025 and is owner-occupied.

Source: Bedford County records, as of November 6, 2025

Owner of Record	Company Name on File
Mailing Address	14321 WINTER BREEZE DR # 164, 164, MIDLOTHIAN, VA 23113-2452
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES
Oct 21, 2025	Deed, Transfer · Conventional Mortgage INVESTOR MORTGAGE FINANCE LLC
Sep 13, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on File
Deed Sale	Oct 21, 2025 · Amount on File
Prior Sale	Jan 23, 2025 · Amount on File
Deed Document Number	250009080
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1359 NICHOLAS LN, MONETA, VA 24121
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004710
Date	Mar 29, 2021
Instrument	210004710

Lender

Name	BANK OF THE JAMES

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 21, 2025
Property Address	1359 NICHOLAS LN, MONETA, VA 24121
Document Number	0250009080
Map Reference	MB 50 PG 342&343
Instrument Date	Oct 16, 2025
Instrument	250009080
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14321 WINTER BREEZE DR # 164, 164, MIDLOTHIAN, VA 23113-2452

Mortgage

Document Number	0250009081
Date	Oct 21, 2025
Instrument	250009081

Lender

Name	INVESTOR MORTGAGE FINANCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.1%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	6.1%
Max Rate At Change	8.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Sep 13, 2021
Property Address	1359 NICHOLAS LN, MONETA, VA 24121
Document Number	210013188
Instrument Date	Sep 1, 2021
Instrument	210013188
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 WEAVER FOREST WAY, MORRISVILLE, NC 27560-6693

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 25, 2018
Property Address	1359 NICHOLAS LN, MONETA, VA 24121
Document Number	180005735
Instrument Date	Jun 18, 2018
Instrument	180005735
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17818 SILVERTHREAD TER, MOSELEY, VA 23120-2299

Mortgage

Document Number	180005736
Date	Jun 25, 2018
Instrument	180005736

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1359 Nicholas Ln was $3,934 with an additional exemption.

Source: Bedford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,934.00 Additional exemption filed	$959,700 Land $300,000 Building $659,700
2023	$3,934.00 Additional exemption filed	$479,850	$959,700 Land $300,000 Building $659,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1359 Nicholas Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1992–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1359 Nicholas Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960

Cell Coverage

5G (outdoors only) and 4G LTE

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